Personal Instalment Loans and Personal Overdraft You have aspirations, we'll help you achieve them
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General Instalment Loan
Whether you are looking for extra fund to make ends meet or want a quick and fuss-free financing for any worthwhile purpose, we can help you fulfill your needs with our General Instalment Loan.
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Education Loan
Because education is a key to success and better future, we can help you give your children the opportunity to pursue further studies, be it locally or overseas with our Education Loan.
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Home Improvement Loan
Need financing to refurnish your home, renovate your kitchen or construct your house? We got it covered with our Home Improvement Loan.
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Transportation Loan
Thinking of buying your very first car? Or is it time to replace your old one? With our Transportation Loan, you can now drive away with the car that you need.
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Computer Loan
Computer is a vital tool nowadays, whether it is for academic purpose, work or leisure. Because getting a good quality computer can be quite costly, we can help you own one with our affordable Computer Loan.
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Personal Overdraft
Wish you have easy access to cash for those unexpected needs? Our Personal Overdraft offers you the freedom to use as much as your approved limit without having to reapply every time. And interest is only charged on the amount you use.
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Fast approval
We can approve your loan within 48 hours. To enable us to do this, you just need to provide us the relevant supporting documents and arrange to have your salary paid into a Standard Chartered Bank account.
Standard documentation required for application:
Identity card or Passport if you are an expatriate
Latest 3 months pay slips
Latest 3 months saving passbook or bank statement where salary is credited
Employment letter or contract
Additional documents required for:
Education Loan
Letter of admission and tuition fee invoice from academic institution
Student’s identity card
Home Improvement Loan, Transportation Loan & Computer Loan
Quotations/ invoices/ receipts from vendors
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Providing flexibility
With our Personal Instalment Loans, the amount of your monthly repayment is fixed every month and this will assist you in managing your funds better. With our Personal Overdraft, you can gain instant access to cash whenever you need it.
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Peace of mind
Our Personal Instalment Loans include a comprehensive life insurance that protect you and your family from the burden of loan repayment should a mishap occur.
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Within easy reach
For more information on Standard Chartered Personal Instalment Loans and Personal Overdraft, please call or visit the one of our branches to speak with our Personal Financial Consultant.
Alternatively, you can call our Phone Banking Centre at 1-800-8008 (toll free) or 265 8000.
