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Personal Finance

Personal Loans

Live the life you want, right now

Dreaming of your own home, a grand wedding, a child's higher education or a wonderful holiday? Smile. Whatever your dream, Standard Chartered Personal Loans can help turn it into action. Available to both UAE nationals and expatriates, our personal loans are convenient, simple and quick.

High loan amounts

You can enjoy loan amounts up to AED 250,000, to meet your requirements. The loan is granted, based on monthly salary and length of employment.

Fast processing

No waiting periods, no cumbersome procedures - your loan is processed quickly and efficiently. If you wish, our sales representative will visit you to make it even easier!

Competitive interest rates and no hidden charges

Standard Chartered Personal Loans offer some of the most attractive interest rates in the market. And what you see is what you pay for. There are no extra costs. The interest rate and loan instalments are fixed over the loan tenure, enabling you to plan your finances ahead of time and giving you peace of mind.

Convenient repayment periods

Enjoy all the payment flexibility you need to organise your financial commitments and make your monthly instalments easy to meet. We offer loan tenures of up to 48 months for expatriates and 84 months for UAE nationals.

Instalment deferment option

We understand that festivals, holidays or unforeseen events can sometimes demand more expenditure than you anticipate. So, we offer you the convenience of being able to postpone your monthly payments twice a year.

Top-up loans

Need additional finance during the tenure of your existing loan? We'll be happy to top up your loan to the original amount, as long as your repayments have been regular.

Take-over facilities

Want to enjoy the friendly and comprehensive loan from us, but already have a loan with another bank? No problem! We will help you transfer your loan to us. Our sales representative will ensure that the process is fast and hassle-free.

Credit life insurance

Your loan amount is insured for the duration of your repayment period. In the unfortunate event of death, all outstanding loan payments will be waived completely, so financial burdens are kept to a minimum.

Additional benefits

Enjoy a range of banking services such as a free international debit card and a personalised chequebook, no minimum balance on your transaction account during your loan period, utility bill payment across the UAE, 24-hour Phone Banking Service and free usage of all ATMs within the UAE.

All loans are granted to UAE residents and employees of companies approved by Standard Chartered Bank, UAE. All loans are granted at the sole discretion of Standard Chartered Bank, UAE. In certain cases, loans are granted up to the end of service benefits and repayment may be linked to the duration of the employment contract.

Highlights

High loan amounts
Fast processing
No hidden charges
Competitive interest rates
Convenient repayment periods
Instalment deferment option
Top-up loans
Take-over facilities
Credit life insurance
Additional benefits

For more information on Standard Chartered Personal loans, visit your nearest Standard Chartered branch or call us on +971 4 313 8888 in the UAE or email us.

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