You've worked hard to achieve a high level of success ?and you know that reaching the next level requires your undivided attention. Even more important, it requires your time. It's our privilege to offer you an effective banking solution that will help you reach that goal.
Presenting Standard Chartered Excel Banking, the personalised Wealth Management programme for a select circle of valuable customers like you. Membership to Excel Banking is by invitation only.
What is Excel Banking?
Excel Banking is an exclusive Wealth Management programme from Standard Chartered, designed to meet your evolving banking needs, and give your achievements the recognition they deserve.
Excel Banking can help you manage your money more effectively, while growing and protecting your wealth. Personal attention, preferential pricing and fast-track services are just a few of the distinctive features that will ensure you get the best out of your time and money.
You will have a dedicated Senior Personal Financial Consultant to take care of your banking needs, and a host of other privileges that will provide you with a unique banking experience, each time.
Membership to Excel Banking is complimentary and offered to Standard Chartered customers who maintain a relationship value of AED 100,000 or more across various Wealth Management products.
Read on to discover the advantages of Excel Banking and get the power to take your wealth to new heights.
Personalised Services
Enjoy the luxury of having a dedicated Senior Personal Financial Consultant ?your single point of contact in the bank who will ensure that all your banking, transactional and Investment needs are addressed with no hassles.
We have a dedicated Teller counter for you in our branches1 to fast-track your banking transactions.
Transaction Banking Privileges
As an Excel Banking customer, you will be entitled to maintain a Savings/Current account with no minimum balance requirements.
You will also enjoy a range of other benefits, including:
- Free global Visa Electron debit card
- Free additional cheque books
- Free duplicate statements-2
- Free cashier's orders
- Commission-free traveller's cheques-4
Privileged Pricing
As an Excel Banking customer, you will be entitled to maintain a Savings/Current account with no minimum balance requirements.
You will receive special prices on various products and services, such as:
- Fixed deposits
- Demand drafts
- Telex transfers
- Cheque collection
- Statement frequencies
- Personal Loan processing fees-3
- Personal Loan deferment charges-3
Exclusive Offer on Gold Credit Card
The Standard Chartered Visa Gold Credit Card is specially available to Excel Banking customers at 50% of the annual fee. It comes loaded with a range of world class benefits:
- Invitations to exclusive sports or entertainment events
- Discounts on health check-ups at any branch of New Medical Centre in the UAE
- Fabulous discounts at Damas outlets
- 30% discount on Hertz car rentals
- The choice of a free membership to the "Par Excellence?club of the Le Meridien chain of hotels
Distinctive Excel Banking Debit Card
Your Standard Chartered Excel Banking Debit Card has a unique identity that conveys the status you enjoy. It is accepted at over 12 million Visa Electron merchant establishments and over 850,000 ATMs worldwide, giving you unmatched international access. The exclusive features for Excel Banking members include:
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Higher cash withdrawal/purchase limit of AED 12,000 per day
-
Free lost card protection of up to AED 12,000 per day
Special Privileges
You can look forward to many surprises and privileges because we are constantly seeking to add value to your life.
- Special Insurance Offer: Insurance-linked Savings Plans, with a complimentary first month's premium5 when you invest in a 10-year Harvester Plan-6
- Discounts on health check-ups at any branch of New Medical Centre in the UAE
- 33% discount on Marhaba Services
Wealth Management Services
This is a key element of the Excel Banking Programme, and offers a complete solution for managing your financial requirements, from wealth accumulation to wealth protection.
The Investment Services provided by Standard Chartered Bank are designed to fulfil your short and long-term financial goals with the expert guidance of a certified financial consultant. As an Excel customer, you will have free access to these services to help plan your investment portfolio.
As one of the leading distributors of funds in the Middle East, South East Asia, India, Jersey and Latin America, Standard Chartered offers you a wide variety of choices and support to assist you in making your investment decision.
The investment opportunities and products from leading international investment houses include:
- Prinicipal-protected Structured Notes
- Fixed Income Securities
- Multi-strategy Mutual Funds
Protection with Flexibility
Standard Chartered, with reputed International Insurance Providers, brings you a range of versatile Savings Plans wrapped with the option of life or critical illness cover, to help meet your investment objectives at any stage of your life.
Foreign Exchange Services
Our foreign-exchange-related products and services allow you to make the most of movements in currencies, with the possibility of currency appreciation. Our dedicated Foreign Exchange Desk facilitates all your foreign exchange transactions. We also have products that cater to specific risk-and-return categories, including:
- High Yield Deposits: Term deposits that give you the potential to earn superior returns, by combining the advantages of foreign exchange options.
- Twin Invest: Term deposits linked to investment products that provide above average returns, with a fixed maturity.
Automated Banking Services
Our advanced Automated Banking Services are some of the most convenient and time-saving features of Excel Banking, because we know that your time is valuable. Enjoy the freedom of banking 24 hours a day, 7 days a week, from wherever you are, with:
Internet Banking Services: Enjoy instant and global access to our comprehensive range of online banking services and the latest promotions. Manage your account any time, anywhere in total security and confidentiality.
In addition, enjoy the convenience of:
- Phone Banking
- Automated Teller Machines
- Cash Deposit Machines at selected locations in the UAE
- Cheque Deposit Machines at selected locations in the UAE
1. Available at select branches only, in UAE. 2. Up to 12 months only. 3. Up to a maximum of AED 200. 4. American Express Travellers Cheques only. 5. Up to a maximum of USD 1000. 6. Limited period offer. Please check availability at the time of investment.
Investments in mutual funds are subject to risks, including possible loss of the principal amount invested. Neither the bank or any of its subsidiaries shall have any liability whatsoever for any losses which the investor may suffer as a result of the performance of a mutual fund. Any indication of potential returns, either implied or expressed, are not guaranteed by Standard Chartered Bank or any of its affiliates, associates or subsidiaries. Any Capital guarantee provided by an issuer, if applicable, only pertains to the protection of the principal amount invested and/or the interest and is applicable only upon maturity. Past performance is no guarantee of future results. These funds are not available to U.S. citizens, residents or green card holders, and may not be available in all jurisdictions. Investors should make their own appraisals of the risks and should consult their own legal, financial, tax, accounting and other professional advisors in this respect, prior to any subscription or acquisition. Standard Terms and Conditions are applicable for products availed of.
