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Home > Personal Banking > Managing Your Needs > Loans > Mortgage Loan

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Mortgage Loan
The Home Loan

Standard Chartered Mortgage Home Loan ?to realise your dream home

  • Loan amount includes registration cost
  • No cash security
  • No personal guarantee from third party
  • Interest calculated on Monthly Reducing Balance

Everyone dreams of a sweet home. And this dream comes true with a little effort. Standard Chartered is ready to help you in this effort so that your dream comes true. Be it your first home or renovating/refinancing your existing one, or a second one, you can avail our Mortgage Home Loan ?the best home loan in town.

Standard Chartered Mortgage offers you

  • Competitive interest rate with no hidden cost. Interest calculated on a monthly reducing balance, which enables you to save money in your instalment amount
  • Simple & easy documentation
  • No personal guarantee from third party and no additional cash security
  • Flexible loan amount
  • Refinancing
  • Financing includes registration cost
  • Partial or full prepayment options
  • Loan approval within the shortest possible time
Who can apply?

Profession: Applicant should have at least three years of service/ professional/ business track records
Minimum Age: 30 years
Maximum Age: Retirement age or 60 years less loan term, whichever is earlier
Proposed Property: Any leasehold residential property including purchase of second hand property

Flexible Loan Amount

Maximum Loan: BDT 7,500,000
Maximum 70% of the property value (including registration cost)
Minimum Loan: BDT 1,000,000

Easy Terms and Repayment Option

  • Maximum loan term up to 15 years
  • Repayment: Loan will be repaid by equal monthly instalment (EMI) and the instalment is calculated on monthly reducing method with no additional hidden interest or charges
  • Convenient Security
  • Registered mortgage of the property or any other equivalent property in favour of Standard Chartered Bank.
Processing Fees

Loan Processing Fees: 0.25% of the loan amount
Documentation Fees: 1% of the loan amount

Accessible

At Standard Chartered, we believe in delivering our services to customers?doorsteps. Simply call our 24-hour Call Centre and our highly-trained representatives will visit you at your convenience.

For further information, please contact us at +(88 0 2) 8961151, +(88) 0173 041400-19 anytime, any day.

 
 
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