Saadiq Personal Finance

At Standard Chartered, we understand your financial concerns and have aptly designed Saadiq Personal Finance, a product that is Shariah-compliant and does not deal in interest, to respect your principles.

The process is simple, convenient and follows the Murabahah concept. First, you approach us with a request to purchase the items you wish. We will then secure the items, and deliver to you by selling with a profit added. You will have the luxury to pay us back in installments over a period of 5 years at most.

Features: Our Saadiq Personal finance is designed to cater to your needs without compromising your values. No cash security is required and flexibility is allowed for choice of tenure.