Flexible investment periods
To suit your personal needs, you can choose from an investment period of between 1 and 60 months for Brunei Dollar deposit, or between 1 week to 12 months for foreign currencies deposit. If you need your deposit to mature on a specific date, let us know and we will have it arranged for you.

Accessibility
We offer you access to a wide range of the world’s major currencies to help you achieve your investment goals. You can even switch from one currency to another by simply giving us your instructions. Your deposit can also be remitted either by draft or telegraphic transfer.

Automatic renewals
To ensure continued growth, your matured deposit will automatically be renewed for the same period of time at the bank’s prevailing rate. This allows you to enjoy uninterrupted interest earnings on your principal amount invested.

You will also have the choice of issuing specific standing instruction regarding the renewal of your deposit and the disposal of interest earned.

In the event that you decide to change your renewal instruction, you will need to inform us at least 2 working days before maturity.

Early payment of interest
If you place your savings in Brunei Dollar Fixed Deposit account for at least 24 months, you can enjoy early interest payments. On receipt of your instructions, the interest will be credited to your operating account on a yearly basis.

Pre-approved overdraft
To ensure that your investment continues to grow, whilst giving you the flexibility to satisfy any unexpected financial needs, we’re happy to offer you a pre-approved overdraft worth 100% of your Brunei Dollar Fixed Deposit value or up to 90% of your Foreign Currency Deposit value.