Enjoy the flexibility of smaller instalments without additional interest!

Whether you’re thinking of buying a new TV, planning a house makeover or paying for your children’s overseas education, with our 0% EasyPay, you can convert your bigger credit card purchases into affordable monthly instalment plans.

How 0% EasyPay helps you manage your finances?

0% EasyPay is designed to break down your credit card purchases made locally, overseas or even online into smaller monthly instalments at a minimal processing fee. Best of all, you do not pay any interest so long as you settle your monthly credit card bill in full.

Here’s how 0% EasyPay works:

You can choose to spread your repayments over 6,12,18 or 24 months. Your purchase amount will be rounded down* to the nearest BND10 when conversion is made.

*Not applicable to balance transfer.

Requirements

To apply for any of our 0% EasyPay instalment plan, simply meet the requirements below:

Converting your purchases

There are 2 simple ways for you to convert your purchases into a 0% EasyPay instalment plan.

Request made at participating 0% EasyPay merchants
All you need to do is fill out a 0% EasyPay request form when you make payment with your credit card at the cashier.
Request made via Phone Banking
Simply make your request by calling 265 8000 within 30 days from the date of your purchase.

Balance transfer

What’s more, you can also convert your credit card balances transferred from other banks into a 0% EasyPay instalment at a small fee. You’ll enjoy the benefit of paying no interest as long as you pay your monthly credit card bill in full.

Credit limit

Once you’ve converted to 0% EasyPay, the total amount of your purchases or balance transfer will be taken off your credit limit. And as you make your repayments, your credit limit will be progressively restored. Here’s an illustration:

Fees

A one-time processing fee will be applicable as follows:

Cancellation fee

Should you decide to cancel or settle your 0% EasyPay plan early, a processing fee of BND100 will apply.

Other charges

In the event that the Bank does not receive full payment of the New Balance shown in your card statement, the New Balance including the EasyPay instalment amount will attract finance charges until full payment is made.

Bank’s terms and conditions apply.

For details, please refer to the Terms and Conditions.