Standard Chartered Credit Cards are designed to meet your unique needs.

Choose the one that suits you best. No matter what your passions are, you can count on being rewarded throughout the year with exclusive privileges and enjoy worldwide recognition as our valued Cardmember.

Convenience at every level

Worldwide recognition
Your Standard Chartered Visa and MasterCard Credit Cards are accepted at over 30 million leading establishments worldwide.

Fast cash when you need it
Get instant cash at more than 1 million ATMs bearing the Visa Plus or MasterCard Cirrus logo.

24-hour global assistance
No matter where you are in the world, our multilingual service representatives are on hand to assist you 24 hours a day, 7 days a week.

Flexible payment
Have the option to pay as little as 8.33% of the amount due (subject to a minimum of BND40) or enjoy up to 50 days interest-free credit when you settle your bill in full.

eStatement
Receive your monthly Credit Card statement via email simply by registering online or calling us.

Peace of mind
For your protection, we will contact you for verification whenever we detect any unusual transactions on your card account. In addition, you'll enjoy added security with the EMV chip technology¹.

Credit protection plan²
An affordable option that ensures your family will never be burdened by your credit card bill in the unfortunate event of death, disability or illness. Monthly premiums are only at 32 cents for every BND1,000 limit and you’ll be insured up to BND100,000 and until age 64.

Online Banking
Enjoy round-the-clock access to your card account, such as viewing your recent credit card transactions or checking your available limit, plus the convenience of bill payment.

SMS Banking
Get your latest banking and credit card details wherever you are via your mobile phone with our complimentary SMS Banking service.

What's more, for added convenience and security, you can also sign up for our SMS Alerts service and be updated on your card transactions and when your credit limit is nearing the maximum.

Convenient bill payment
Pay your credit card bills through any of the following:

Online Banking
Cash deposit machines at all branches
ATMs
A standing instruction to automatically debit your Standard Chartered Bank account every month
Branches (counter or cheque deposit boxes)

0% EasyPay
Shop with ease as you’ll enjoy absolutely zero interest³ by converting your local and overseas purchases into 6, 12, 18 or 24 affordable monthly instalments.

Smart® Move
There's an easier way to simplify all your finances. Save more money now and take advantage of a lower interest rate of 1% for the next 12 months by transferring the outstanding balances of your other credit cards to your Standard Chartered Credit Card.

Alternatively, you can also convert your transferred balances into a 0% EasyPay plan at a small fee and pay no interest when you fully settle your monthly card bill.

Recharge your EASI credit
There’s an easier way to get credit for your mobile phone. All you have to do is call 265 8000 to make a request for a top-up and charge it to your Card.

More exciting rewards and privileges

Rewards programme

360° Rewards
For every BND5 charged to your Card, you’ll earn 1 Rewards point. So the more you swipe, the closer you’ll get to redeeming exciting rewards like weekend getaways as well as fabulous shopping and dining vouchers. With a validity period of at least 2 years, you can take time to accumulate your points.
Air miles conversion
You’ll also be able to convert your Rewards points to Royal Skies miles or KrisFlyer miles if you are a member of the respective frequent flyer programmes.

Lifestyle privileges
Expect amazing deals all year round from delightful dining offers to splendid shopping privileges at well-loved establishments.

Step into a whole new world with Standard Chartered Gold and Platinum Cards

Exceptional Distinctions with Gold Card

Superior rewards
Redeem a fine selection of rewards with fewer points throughout the year.

Luxurious lifestyle
Enjoy special dining, leisure, retail and other lifestyle offers and privileges at participating establishments.

Free travel personal accident insurance
Up to BND250,000 of coverage when you charge your full airfare to your Card.

Exclusive Platinum Privileges

Automatic fee waiver
Have your annual fee automatically waived when you charge a minimum of BND24,000 to your Card in a year.

Free buyer’s protection insurance
Our buyer’s protection insures purchases up to BND5,000 against accidental loss or damage.

Birthday bonanza
Enjoy DOUBLE reward points during your birthday month, up to an extra 3,000 Rewards points.

Unrivalled rewards
Get on the fast track to your dream rewards with the least points requirement and extended points validity period of 3 years.

Distinctive recognition
Exclusive privileges at a wide variety of dining, leisure and shopping treats at over hundreds of participating merchants.

Complimentary travel personal accident insurance
Up to BND500,000 for you and extensive coverages for your spouse and children, as well as insurance coverage for travel inconvenience such as luggage loss/delay and missed flight.

Enjoy exclusive privileges with our co-brand cards

Standard Chartered Hua Ho MasterCard

Enjoy 10% off⁴ all purchases above BND20 and year-round shopping privileges at participating Hua Ho Department Stores.

Royal Brunei Catering MasterCard

A one-of-a-kind card that entitles you to 10% off your dining bills at Dynasty Restaurant, Emperor’s Court, Seasons Restaurant and The Airport Restaurant.

Apply now!

To be eligible for a Standard Chartered Credit Card, you must be at least 21 years old and either have your income actively deposited with us or a fixed deposit equivalent to the credit limit required.

Visit your nearest Standard Chartered branch or call 265 8000 to apply.

Minimum Annual Income

Visa Platinum Card: B$36,000

Visa or MasterCard Gold Card: B$25,000

Visa Classic or MasterCard Standard Card: B$7,000 (locals) / B$12,000 (expatriates)

Credit Card Limit

Credit card limit will be based on your gross monthly salary as follows:

GROSS MONTHLY INCOME (BND)	MAXIMUM CREDIT LIMIT (BND)
$500 - $999	1x
$1,000 - $9,999	2x
BND10,000 and above	Subject to the Bank's discretion

Simply download the application form, complete it and attach the following documents:

Copy of I/C principal and supplementary card applicants (Passport, if non-Bruneian)
Copy of latest salary slip
Copy of latest savings passbook or bank statement where salary is remitted
Copy of employment letter or contract, if working on contract basis
Copy of bank statement of business, if self-employed (last 3 months)
Copy of business registration certificate, if self-employed

You can then:

Drop it off at any of our branches or
Call 265 8000 (our sales representatives will be glad to collect the documents from you)

For more information on Standard Chartered Credit Cards, please call our Phone Banking Centre at 1800 8008 (toll free) or 265 8000.

Bank's terms and conditions apply.

Click here for important information on fees, tariffs and product features.

¹	Applicable to all Standard Charteerd Credit Cards except Hua Ho MasterCard.
²	Insurance policy is provided by a third-party.
³	Zero interest applies when the total outstanding balance on card statement is settled in full by the payment due date.
⁴	Excluding supermarket and grocery items, electrical, computer, telephone and mobile phone recharge and prepaid cards, selected branded region control price and sale items. Participating stores include Hua Ho Manggis, Sengkurong, Tanjong Bunut and Yayasan.

Fees and charges apply for selected products and services.