Get ProtectedThe greatest joy for your family
is a home to cherish
Dreams can come true with Standard Chartered Home Loans
Wish to own your first home? Need more room for a growing family? Or perhaps you are considering to invest in property? Whatever your needs are, we can help.
With our choice of home financing solutions, the ideal place you wish to call home will no longer be just a dream.
Instant approval
At Standard Chartered, your instant home loan approval is just a tick away. But don't take our word for it. Come and experience it yourself. You'll see that it's affordable, easy and the best part is, you'll get your answer instantly*!
Flexible repayment schemes
You can start making your monthly repayment (interest and principal) after the first loan payout is made or have the option to service only the interest in the first year^ and pay off both interest and principal in subsequent years. The latter allows you to minimise your cash commitments in the first 12 months.
Financing options
You have the choice of:
- a Term Loan that offers maximum repayment period of up to 25 years and fixed monthly instalments for better management of your cash flow; or
- an Overdraft facility that gives you the flexibility of a line of revolving credit to be used at your disposal without having to re-apply every time; or
- a combination of Term Loan and Overdraft that offers you the convenience of having fixed monthly instalments and the flexibility of easy access to cash whenever you need it.
Generous subsidies
Enjoy attractive subsidies plus our highly competitive interest rates on a promotional basis. Our subsidies are designed to help cover your start-up costs such as legal fees, valuation fee and insurance premium. Special discount on processing fee Enjoy great savings on your loan processing fee if:
- You are a Priority Banking customer
- You maintain an active salary account with our Payroll Plus
Hassle-free services
For your added convenience, we can help arrange for the following:
- Property valuation
- Legal documentations
- Mortgage Reducing Term Assurance
A term life insurance that takes care of paying your mortgage off when the unforeseen happens. - Fire Insurance
Plus, you won’t have to worry about renewing your fire insurance yearly because we’ll take care of it for you and have the premium debited from your account.
Personal Instalment Loans
Furnish your dream home with your choice of décor. With our Personal Instalment Loans, you'll be able to do just that. What's more, apply together with our Home Loan and you'll get to enjoy preferential interest rates.
24-7 Home Assist
We understand that maintaining a home requires great effort. But it doesn't have to be. As our Home Loan customer, you'll have access to 24-7 Home Assist membership privileges that include a range of home assistance services such as lawn-mowing, waste disposal, pest control and more. Click here to find out more.
Realise your dreams today
Visit our Personal Financial Consultants at your nearest branch and bring along the following documents:
- Identity Card or Passport
- Letter of confirmation on service contract and salary
- Latest 3 months payslip
- Latest 6 months savings passbook / bank statements where salary is credited
- Copy of Land Title Deed
- Copy of approved House Plan with scaled measurements
- Copy of Sale & Purchase Agreement / Contract Agreement
- Rental agreement (if applicable)
- Identity Card of your nominee (for non-Bruneian applicants only)
- Brunei Shell Home Ownership Scheme letter from BSP (for Shell HOS only)
- Certificate of Balance (for takeover loans only)
- Any other relevant documents
Click here to download our Home Loan Application Form.
Would you like to earn rewards points on your Home Loan? Become a Priority Banking customer and you’ll earn rewards points for your total banking relationship with us including your Home Loan balances. Call 265 8188 to find out more. |
* Minimum documents such as identity card, payslip and bank statements are required for instant approval.
^ The service interest option is only applicable to properties under construction. Service interest period is capped at 12 months or upon completion of construction, whichever is earlier.
Bank’s terms and conditions apply.