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Own your dream home with Standard Chartered Home Loan
At Standard Chartered, we offer all the right benefits you look for in an ideal home loan package. With fast approval process, personalised service and a wide choice of financing options, you'll find that owning your dream home will turn into a reality in no time!
Fast approval
We understand the importance of timely financial assistance when purchasing a home. That's why we undertake to process and revert on your loan application status within 24 hours, notification guaranteed*! To enable us to do that, a complete set of documents must be provided namely:
- Identify card or Passport if you are an expatriate
- Latest 3 months pay slips
- Latest 6 months bank statement or saving passbook where salary is credited
- Employment letter or contract
- Copy of title deed
- Copy of house plan with scale measurement
- Identify card of your nominee (if applicable)
- Sale & Purchase Agreement of property only
- Contractor Agreement for construction of property on your own land
- Rental Agreement (if applicable)
- Certificate of Balance or Clearance Letter
- Brunei Shell Home Ownership Scheme (HOS) letter (if applicable)
- Any other related and relevant documents
Joint borrowing
Share the joy of home ownership and take advantage of a higher loan entitlement by asking a family member to be a joint applicant for your home loan.
Personalised service
Our reliable and knowledgeable home loan consultants will be delighted to assist you with your loan application and furnish you with timely advice.
Additional financing for start-up costs
Getting started on your new home shouldn't affect your cash flow. You can apply for our additional financing to pay for necessary start-up costs such as insurance premium, valuation and legal fees, freeing up with cash in hand to furnish your home however you like it.
Home Improvement Loan
In addition to our Home Loan, we also offer Home Improvement Loan, which is a personal instalment loan that allows you to decorate and refurbish your house just the way you want. Plus, you'll enjoy a preferential interest rate on our Home Improvement Loan when you apply it together with our Home Loan.
24-7 Home Assist
Access a range of value-added home assistance services, brought to you in partnership with 24-7 Home Assist. Click here to find out more.
Turn your dream home into a reality. Ask us about our home loan today!
*Bank's terms and conditions apply.