Get ProtectedYou find the right location
we'll help you own it
At Standard Chartered SME Banking, we offer the right mortgage features and options to suit all your business property financing needs. When you have found the perfect address for your business, we'll help you own it fast with our SME Property Financing, which is applicable to all types of residential and commercial properties.
Our SME Property Financing offers a wide range of benefits:
High Loan Limit
Finance up to 90% of the actual purchase price or market value of the property, whichever is lower.
Flexible Repayment Schemes
You may choose your preferred loan repayment tenure to suit your financial requirement up to a maximum repayment period of 20 years with attractive interest rate, calculated on a monthly reducing basis.
Fast Approval
Upon receiving all the required documentations together with your application, we will process your loan within 7 working days or less.
Additional banking facilities
You can also leverage on your property for overdraft and term loan to support your business growth.
To apply, simply bring along the following documents to your nearest Standard Chartered Bank branch:
Standard proof of identification / income
- I/C and/or Passport of Sole Proprietor/Partners/Guarantors
- I/C for nominee (If property is to be registered under third party)
- Latest 12-month company/personal bank statements
- Latest 2 years Management Account
- Company registration - Section 16 and 17 (Sole Proprietor and Partnerships)
- Valuation report, if available
- Copy of title deed
- Copy of house plan with scale measurement
- Sales and Purchase agreement (only for purchase of property)
- Lease Agreement (for leasehold property)
- Contractor agreement for construction of property on your own land
- Certificate of balance of the loan facilities is with other bank(s)
Additional documents for Limited Companies
- Company Registration - Form X, Certificate of Incorporation and Share Certificate
- Memorandum and Articles of Association
- Latest 2 years Audited Accounts
Additional for property under construction
- Contractor's quotation
- Approved house plan
For more information on Standard Chartered SME Property Financing, please visit our SME Banking Centre in Gadong or contact our SME Relationship Managers at 242 6000 or 245 3040 who will be most happy to assist you.
Alternatively, you can call our Phone Banking Centre at 265 8000.
Bank’s terms and conditions apply.