You have a busy lifestyle. Sometimes there don't seem to be enough hours in the day to do your banking or work towards your financial goals. That's why Standard Chartered has created Excel Banking, an exclusive banking service that recognises your status and makes banking more convenient. Giving you time to concentrate on what's most important in life.

For 150 years, Standard Chartered has been helping customers to reach their financial goals. Drawing on our worldwide network, we have the international experience to ensure banking is more convenient and rewarding to you. As an Excel Banking Customer, you enjoy a wide range of exclusive privileges.

Excel Banking Centres

You can do all your banking in the comfort and privacy of separate Excel centres in select branches and have exclusive access to dedicated Excel Customer Relations Officers We currently have 6 conveniently located Excel Banking Centres in the following locations:

• Accra: High Street, Liberia Road, Osu, Opeibea, Ring Road,
• Kumasi: Harper Road

In addition, there are a number of Excel Tellers at other branches within the network.

You also have access to Excel offices in the following countries: Kenya, Tanzania, Uganda, Cameroon, Zimbabwe, Zambia, Botswana, Gambia, Ghana, Nigeria,

Access to Relationship Manager

Excel customers will also enjoy exclusive access to a Customer Relationship Manager (CRM). The manager will be your key contact person at the bank with whom you can discuss any special financial needs or issues.

Your Relationship Manager will also keep you updated on new products and services and help you make the most of Standard Chartered's financial network. Additionally, your CRM will enable you:

• Pay no ledger fees for savings and current accounts
• Access pre-approved overdraft on your current account
• Have a 24 hour access to your account information
• Get regular market updates on financial and market information
• Have regular updates on the world markets
• Access convenient offshore investment opportunities
• Access preferential pricing on banking products and services

Visa Electron Debit Card

You will very soon receive a Visa Electron Debit Card. This Card gives you access to your funds through Standard Chartered ATMs or any VISA branded ATM world-wide. Additionally, you can use this card to purchase goods and services at outlets in Ghana and over 1 million outlets around the world.