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Unsecured Loans

Taking Care Of Your Personal Financial Needs

At Standard Chartered Bank we understand that you have dreams and ambitions about improving the quality of your life. We know that you would for example like to buy new furniture or extend your house. You also buy consumer durables such as a washing machine or microwave oven that make life easier and more convenient for you and your family. You may also be planning to study for your MBA or parallel degree. All these dreams need financing to become a reality. That's why Standard Chartered is offering you a Smart Credit Loan Scheme to enable you fulfil your dreams and live your life to the full.

Features Of Our Personal Loan

  • No security needed
  • Very affordable interest rates
  • Flexible repayment periods of 6 - 36 months
  • Borrow between GHC 6 000 000 to GHC 90,000,000
  • Credit Life Insurance Policy
  • Convenience and easy access..

What Do You Need To Qualify?

  • Be currently earning a minimum net salary of GHC800,000 per month
  • A salary continuation letter from your employer
  • Recent original pay slip
  • Six months original bank statements
  • Debt burden should not exceed 40% of your monthly net salary
 
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