Savings Plus
This is a unique Savings Account denominated in Ghanaian Cedis. It is targeted at business owners, self employed individuals, salaried workers etc who are above 18 years.
With this account you receive the following benefits:
- Competitive interest rates, calculated daily, credited monthly on 365 basis
- No monthly service charge
- Multi-tiered Interest Rates apply [the higher your balance the higher your interest rate]
- Maximum of 4 withdrawals over the counter per month
- No limits on the frequency of ATM withdrawals per month
- Enjoy a wide range of VISA Card Products [Electron, Gold, Platinum or Infinite]
- 24 hour access to account through our nationwide ATMs
- Free E-Statement, Online Banking and E-Alerts on your account
- 24/7 access to account information through Mobile Banking
- Initial Account Opening Balance of GHC500
- Minimum Account Operating Balance of GHC100
| Savings Interest Rates | |||
| Band [GHS] | Savings Plus | Premium Savings | My Dream Account |
| <= 1,000 | 0.0% | 0.0% | 0.0% |
| 1,001 - 2,000 | 0.5% | 1.0% | 1.0% |
| 2,001 - 5,000 | 1.0% | 1.5% | 1.5% |
| 5,001 - 10,000 | 1.2% | 2.0% | 2.0% |
| 10,001 - 50,000 | 2.0% | 2.5% | 2.5% |
| 50,001 - 100,000 | 3.0% | 3.5% | 3.5% |
| 100,000+ | 3.5% | 4.0% | 4.0% |