If you are receiving this e-mail from SCB in any of the countries set out below, the following additional information applies to the e-mail:

Australia - SCB operates under ARBN 097 571 778.

Falkland Islands - Standard Chartered PLC is registered to carry on business in the Falkland Islands.

Hong Kong – this email is from Standard Chartered Bank (Hong Kong) Limited 渣打銀行(香港)有限公司 ("SCBHKL"), a subsidiary of Standard Chartered PLC. SCBHKL is incorporated in Hong Kong with limited liability and has its registered office at 32nd Floor, 4-4A Des Voeux Road Central, Hong Kong.

Jersey - Standard Chartered (Jersey) Limited (the "Bank") is a subsidiary of Standard Chartered PLC. The Bank is incorporated in Jersey and is regulated by the Jersey Financial Services Commission to conduct banking and investment business under the Banking Business (Jersey) Law 1991 and the Financial Services (Jersey) Law 1998. Copies of the latest audited accounts are available from the registered office and principal place of business: PO Box 80, 15 Castle Street, St Helier, Jersey, JE4 8PT.

Lebanon - this e-mail is from Standard Chartered Bank SAL, a subsidiary of Standard Chartered PLC, incorporated in Lebanon with limited liability under reference 71885 Baabda. The principal office of Standard Chartered Bank SAL is situated at Dbayeh 509 Building, Dbayeh Highway, PO Box 70216, Antelias, Lebanon.

Malaysia - this e-mail is from Standard Chartered Malaysia Berhad, a subsidiary of Standard Chartered PLC.

Mauritius - this e-mail is from Standard Chartered Bank (Mauritius) Limited, a subsidiary of Standard Chartered PLC, incorporated in Mauritius as a Private Company limited by shares under company reference no. 40313. The registered office of Standard Chartered Bank (Mauritius) Limited is situated at Level 8, Happy World House, 37 Sir William Newton Street, Port Louis, Mauritius.

Nepal - this e-mail is from Standard Chartered Bank Nepal Limited, a subsidiary of Standard Chartered PLC. Standard Chartered Bank Nepal Limited is incorporated in Nepal and regulated by Nepal Rastra Bank to conduct banking operations under the Bank & Financial Institution Law. The principal office of Standard Chartered Bank Nepal Limited is situated at Naya Baneshwor, Kathmandu.

South Africa - this e-mail is from SCB in South Africa. SCB is licensed in South Africa as a Financial Service Provider under Section 8 of the Financial Advisory and Intermediary Services Act 37 of 2002. SCB is a registered Credit Provider as described in the National Credit Act 34 of 2005, under registration number NCRCP 4.

Uganda - this e-mail is from Standard Chartered Bank Uganda Limited, a subsidiary of Standard Chartered PLC. Standard Chartered Bank Uganda Limited is incorporated with limited liability under registration number 4226, and has its registered office at Plot 5 Speke Road, Kampala. It is authorised to operate as a Bank and is regulated by the Bank of Uganda under the Ugandan Financial Institutions Act, 2004.

United Arab Emirates - this e-mail is from SCB in the United Arab Emirates ("UAE"). SCB's principal office in the UAE is situated at Al Mankhool Street, Dubai. SCB is regulated in the UAE by the UAE Central Bank.

United Arab Emirates – Dubai International Finance Centre ("DIFC") - this e-mail is from SCB's DIFC branch in Dubai, UAE. SCB's DIFC branch is regulated by the Dubai Financial Services Authority.

Zimbabwe - this e-mail is from Standard Chartered Bank Zimbabwe Limited, a subsidiary of Standard Chartered PLC