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Corporate Staff Loan
Features
Income:
- Existing credit-worthy employees of a target company who receive regular net take home pay of at least GMD4000 are eligible for the facility. Their salaries must be received into an account with any of the Bank's branches for at least 6 months before loan application
Loan to Value Ratio (LTV):
- Debt Ratio: 40% of net salary at time of establishing facility
Security:
- Corporate Guarantee for each loan on case by case basis
Minimum Loan:
Maximum Loan
- GMD600,000 or 10 times ones monthly salary
Currency:
- Loans to be booked and disbursed in Gambian Dalasi
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