JustOne - Standard Chartered Bank Indonesia

Unique Features of Standard Chartered JustOne:
		Credit Card Facility with monthly Reward Points bonus*
		Additional CashBack 2% every weekend
		Higher interest rate up to 6,5%**
		Free of charge for withdrawal and transfer through ATM Bersama network.
		1000 Reward Points bonus on Credit Card facility from average monthly balance*
		Free Annual Fee
		1000 Reward Points bonus on Credit Card facility from monthly Standby Cash facility usage*
Terms & Conditions: * Reward Points will be credited monthly to JustOne Credit Card facility on these terms: - 1000 Reward Points if average monthly balance on Saving Plus is Rp 5,000,000 - 1000 Reward Points if minimum monthly Standby Cash facility usage is Rp 5,000,000 ** Interest rate may change based on Bank's terms and conditions.

JustOne Credit Card

	2% Cash Back* Receive 2% CashBack from all retail transactions that you conduct with Standard Chartered JustOne every weekend (Saturday and Sunday).
	0% SteadyPay for all transactions* Enjoy the facility to convert your retail transactions anywhere within 3 months to 0% SteadyPay installments with your Standard Chartered JustOne.
	Free exclusive Movie Review* Get exclusive experiences watching box office films every month.

JustOne Saving Plus

	Enjoy lower account opening balance* Only with Rp5.000.000 (five million Rupiah), you can directly get the facility of a savings account with a higher interest rate, plus a credit card and a line of credit.
	No cash withdrawal fees. Fee-free cash withdrawals at more than 13.000 ATM Bersama locations across Indonesia, including ATM Mandiri, Danamon, BNI, Bank Permata, BRI, BII, Bank Niaga and more than 60 other Banks in the ATM Bersama network.
	Free Transfer fee Enjoy the convenience of free transfer facilities from an ATM to another account in another bank of within the ATM Bersama network.
	Internet Facility Banking Get free internet banking services for transactions with your Standard Chartered JustOne Credit Card, JustOne Saving Plus and JustOne Standby Cash facilities, simply by first registering online.
JustOne Standby Cash
	No provision fee.
	Low interest rate.
	No cash withdrawal fees through ATM Standard Chartered Bank and all ATM with ATM Bersama logo.

General Requirement

Primary Card	21 - 65 years old
Minimum Opening Account Balance	Rp 5 million

Document Requirement

Document	Karyawan	Wiraswasta	Profesional
Fotokopi KTP/KITAS
For Credit Transfers
Minimum 1 year membership of other bank's credit card whose account is about to be transferred
Copy of other bank's credit card (front side) for which account is about to be transferred
Authentic bill from other bank's credit card for which account is about to be transferred

You are required to make minimum fund placement of Rp 5,000,000.00 (five million rupiah) into your Saving Plus JustOne to activate your JustOne Card
For Credit Limit above Rp50 million, need to submit Personal NPWP.

JustOne Credit Card

Administration Fee	Charge Amount
Annual Fee	Rp 300,000
Overlimit Fee	Rp 75,000
Late Charge	Rp 75,000
Cash Advance Interest Rate	4%
Cash advance Fee	4% or min Rp50.000 per transaction
Retail Interest Rate	3.59%
Copy of Billing Statement Request Fee	Rp 10,000 per copy billing statement
Copy of Sales Slip Request Fee	Rp 25,000 per sales slip
Replacement Card Fee
Damaged Card Free	Free
Lost Card	Rp 75,000/card
Stamp Duty
Payment of ≤ Rp250,000	Free
Payment of Rp250,001 - Rp 1 million	Rp 3,000
Payment above Rp 1 million	Rp 6,000

Maximum Cash Advance withdrawal: 60% of JustOne Credit Card limit

JustOne StandbyCash

JustOne Saving Plus

Administration Fee	Charge Amount
Domestic Cash Withdrawal through ATM Bersama Network	Free
Domestic Transfer through ATM Bersama Network	Free

Payment Service Charge

Bank	Payment Method	Fee/Charge
ATM Bersama	ATM	Rp5,000
BCA	ATM, m-BCA	Rp7,500
BII	ATM	Rp5,000
BRI	ATM	Rp5,000
BRI	Teller/Cashier	Rp10,000
Panin Bank	ATM, Teller/Cashier (Panin Bank's customer)	Rp10,000 (Jabotabek)
	ATM, Teller/Cashier (Panin Bank's customer)	Rp6,000 (non Jabotabek)
	Teller/Kasir (non Panin Bank's customer)	Rp50,000
CIMB Niaga	ATM, SST Niaga, i-Banking, Niaga Ponsel Access, Niaga Access 14041	Rp5,000
PermataBank	ATM, PermataMobile, PermataTel, PermataNet	Rp5.000
	Teller/Cashier	PermataBank's customer :
		Rp15,000 (JustOne Credit Card)
		Rp5,000 (JustOne Standby Cash)
		Non-Nasabah PermataBank : Rp25,000 (JustOne Credit Card)
		Rp10,000 (JustOne Standby Cash)
Bank Mandiri	ATM, m-Banking	Rp5,000
Bank Mandiri	ATM, m-Banking	(only for JustOne Credit Card)
BNI 46	ATM	Rp5,000
BNI 46	ATM	(only for JustOne Standby Cash)
Standard Chartered	i-Banking, Phone Banking	Free
	Teller/Cashier	Rp75,000
	Direct Debit	Free