Standard Chartered Bank, in partnership with several insurance companies, offers unit link insurance products that provide life insurance protection and also the convenience of investing. Our insurance partners offer a wide variety of investment products that can be customized to suit your risk profile, as well as optional additional protection (Riders) on several products intended for your family’s full protection.
With your busy lifestyle, let your money do the work for you so you can free more time to spend with your family.
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Your
WEALTH |
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Select Invest Protector
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Value Shield
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Family Shield
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Premium Shield
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| Target Market |
Standard Chartered Bank Wealth Management Customers
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Standard Chartered Bank Wealth Management Customers |
Standard Chartered Bank Wealth Management Customers |
Standard Chartered Bank Wealth Management Customers
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Insurance Company |
PT. Asuransi Jiwa Manulife Indonesia |
PT. Asuransi Allianz Life Indonesia |
PT. Asuransi Allianz Life Indonesia |
PT. Asuransi Allianz Life Indonesia |
|
Type |
Unit Link |
Unit Link |
Unit Link |
Unit Link |
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Premium Payment Method |
Single Premium |
Regular Premium |
Regular Premium |
Regular Premium |
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Currency |
IDR & USD |
IDR |
IDR & USD |
IDR |
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Policyholder Age Range |
18-70 years old |
Min 18 years old |
Min 18 years old |
Min 18 years old
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Insured |
Policyholder, spouse, children |
Policyholder, spouse, children |
Policyholder, spouse, children |
Policyholder, spouse, children |
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Coverage Period |
Up to 75 years |
Up to 100 years |
Up to 100 years |
Up to 100 years
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Minimum Premium |
Single Premium + Top UP:
IDR 50 Mio
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IDR 20 Mio / Year
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IDR 10 Mio / Year
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IDR 25 Mio / Year
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Protections |
Death Benefit:
125% from Single Premium + Investment Value
Maturity Benefit:
Investment Value + Return of Insurance cost (if any)
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Death Benefit:
Sum Assured + Investment Value
Maturity Benefit:
Investment Value
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Death Benefit:
Sum Assured + Investment Value
Maturity Benefit:
Investment Value
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Death Benefit:
Sum Assured + Investment Value
Maturity Benefit:
Investment Value
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Riders |
Available |
Available |
Available |
Available |
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Special Features |
Free Monthly Administration Fee |
Medical Evacuation Facility |
Investment Allocation:
Year 1: 0%
Year 2: 45%
Year 3: 80%
Year 4 -5: 90%
Year 6 onwards: 105.6%
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Investment Allocation:
Year 1 onwards: 105.6%
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Return cost of insurance at maturity |
Investment Allocation:
Year 1: 50%
Year 2: 80%
Year 3 dst: 110%
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100% single premium for investment allocation |
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