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Standard Chartered Bank understands that every individual has different needs and plans. That's why Standard Chartered Bank creates a Personal Loan (KTA) to best help you realize your plans for the future. With a practical and easy process, simple requirements and flexible methods of payment, you can obtain a loan of up to Rp200 million for any purpose, such as a wedding, home renovation, education or business capital. |
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It is important to choose a loan that suits your needs.
Each type of loan has it's own advantages and benefits. |
| Table of Comparison for Fixed Instalment and Standby Cash |
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Why it’s different? |
Fixed Instalment |
Standby Cash |
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Fund Disbursement / Withdrawal Process |
For your convenience, the approved loan fund will be transferred entirely to your preferred account at another Bank. |
Standard Chartered Bank provides a specially -issued account for the Customer of Standby Cash. The available loan fund will be stand-by at the account and can be withdrawn as needed. |
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Repayment |
The amount of instalment is fix or equal every month in accordance with the approved tenor If you want to advance the settlement, you will be subject to a charge of 5% from the remaining principal of loan. |
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Charge for Advanced Settlement |
If you want to advance the settlement, you will be subject to a charge of 5% from the remaining principal of loan, plus administration fee Rp200,000.- for current instalment period of ≤ 24 months and 5% from the remaining principal loan for current instalment period of ≥ 24 months. |
Free of charge |
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ATM Card Facility |
N/A |
Standby Cash ATM Card will provide facilities to:
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Billing Statement Facility |
SMS Reminder for customer with GSM mobile phone (as instalment is fixed every month). |
Billing statement facility will be delivered monthly. |
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Insurance Facility |
Free insurance |
N/A |
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