Personal Banking - Personal Loans - Fixed Instalments- Standard Chartered Bank Indonesia

Summary
Requirements
Documents
Fees
Payment channel

Fixed Instalments

Financial management made easy

It's easier to manage your finances with fixed monthly instalments.

Are you looking for the best way to manage your finances?

Do you want to incorporate all of your loan billings into one type of loan?

Do you need cash funds for investment capital, business capital or other needs?

You can immediately strengthen your financial resources with a Personal Loan (KTA) from Standard Chartered Bank.

Flexible repayment periods from 1 year to 5 years are available, while payment by fixed monthly installments simplifies your financial management. In addition to this, youâ€™ll receive a free premium insurance protection. It's easy to see why KTA - Fixed Instalments from Standard Chartered Bank is the right solution to meet your financial needs.

Features and advantages of KTA - Fixed Instalments:

Loan limit of up to Rp 200 million

Provides financial freedom to realise your dreams.

No Collateral

Provides facilities and freedom from any obstructions.

Fast and easy process

3 working days service guarantee (T&C Apply)

Fixed Instalments

The payment of monthly instalments in fixed amount will assist you in implementing financial management.

Period of payment between 12 - 60 months

Flexible, because the payment is in accordance with your need. The period of loan is flexible every 3 months with period of instalments from 1 year to 5 years.

Free Insurance

Your KTA - Fixed Instalments comes with security and peace of mind too. Premium-free insurance protection ensures your loan will be repaid in the event of your death or permanent disability through illness or accident.

Easy payment method

Easy payment with various options at Standard Chartered Bank tellers and more than 10,000 Standard Chartered Bank ATMs as well as the ATM Bersama network.

Next steps

For more information, call
(021) 57 9999 88

General requirements for applying for KTA-Fixed Instalments

Indonesian Citizen
Age between 21 - 60 years old
Domiciled and working in the areas:

-Jabodetabek	-Bali
-Bandung	-Makassar
-Surabaya	-Palembang
-Solo	-Balikpapan
-Semarang	-Samarinda
-Yogyakarta	-Pekanbaru
-Batam

Have a minimum net income per month, as follow:

	Jabodetabek	Non-Jabodetabek
Employee	Rp 3.4 million	Rp 2.7 million
Entrepreneur/Professional	Rp 4 million	Rp 3.4 million

Next steps

For more information, call
(021) 57 9999 88

Documents required to apply for KTA-Fixed Instalments

Required documents	Employee	Self-employed	Professional
Copy of ID Card/Permit & Passport
Copy of Personal Tax ID*
Copy of Other Bank Credit Card**
Copy of Other Bank CC Billing Statement***
Copy of Savings Account Front Cover
Copy of SIUP/SITU/License & Certificate of Business Establishment

*) Only for limit above or equal to 50 Million Rupiah
**) Minimum membership is 12 months with minimum limit of 3,5 million Rupiah
***) Depends on the chosen program

Next steps

For more information, call
(021) 57 9999 88

Administration fee

Administration fee	Amount
Late payment	Rp225,000.-
Early redemption
Instalment period: ≤ 24 months	5% from the remaining principal loan plus administration fee of Rp200,000.-
> 24 months	5% from the remaining principal loan

Interest and annual fee

Non special area

Tenor (12-60 Months)
< Rp20 million	Monthly interest	1.98%*
	Provision	3.50%
	Annual fee year 2-5	Rp 50,000
20 - <99 million	Monthly interest	1.95%*
	Provision	3.50%
	Annual fee year 2-5	Rp 50,000
=99 million	Monthly interest	1.60%*
	Provision	3.50%
	Annual fee year 2-5	Rp 50,000

Special areas (Batam, Balikpapan, Makassar and Pekanbaru) shall apply the following:

Tenor (12-60 Months)
< Rp20 million	Monthly interest	2.08%*
	Provision	3.50%
	Annual fee year 2-5	Rp 50,000
20 - <99 million	Monthly interest	1.98%*
	Provision	3.50%
	Annual fee year 2-5	Rp 50,000
=99 million	Monthly interest	1.60%*
	Provision	3.50%
	Annual fee year 2-5	Rp 50,000

*Subject to change based on the Bank policy. Instalment table

Next steps

For more information, call
(021) 57 9999 88

Payment is easy with various methods of payment through the cashier and more than 10.000 Standard Chartered Bank ATMs and ATM Bersama.

ATM	Fee (Rp)	Cashier	Fee (Rp)
ATM Bersama	5.000,-	Standard Chartered Bank	75.000,-
PermataBank	5.000,-	PermataBank
BRI	5.000,-	- PermataBank Customer	5.000,-
BNI	7.500,-	- Non PermataBank Customers	10.000,-
BII	7.500,-	BRI	10.000,-
CIMB Niaga	7.500,-
BCA	7.500,-

Instruction & Guide for Payment of KTA

Next steps

For more information, call (021) 57 9999 88

Fixed Instalments

Fixed Instalments

It's easier to manage your finances with fixed monthly instalments.

Features and advantages of KTA - Fixed Instalments:

Loan limit of up to Rp 200 million

No Collateral

Fast and easy process

Fixed Instalments

Period of payment between 12 - 60 months

Free Insurance

Easy payment method

Next steps

General requirements for applying for KTA-Fixed Instalments

Next steps

Documents required to apply for KTA-Fixed Instalments

Next steps

Administration fee

Interest and annual fee

Next steps

Next steps

Loans

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Important Information

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