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Get Loans up to IDR 500 million !
Bring all your business plans into reality with KTA Bisnis from Standard Chartered Bank. Clean loan starting from IDR 50 million up to IDR 500 million can be obtained to finance your working capital, investment needs or
other business needs.
*if needed,Bank has the right to ask Personal Guarantee
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Loan and Business Facility
- Loan facility starting from IDR 50 million up to IDR 500 million
- Current Account for your business transactions
- Access to variety of products and services from Standard Chartered Bank (Investment Services, FX Facilities, Banking Facilities for Export and/or Import, Deposit, Cash Management and Secured Loan, Phone Banking, Cheque and Giro Book)
- Special Fee for RTGS : IDR 20,000 / transaction and SKN : IDR 5,000 / transaction
- One time loan disbursement and fixed installment
- Tenure option ranging from 1, 2 to 3 years
- Monthly installment payment is deducted directly from your current account in Standard Chartered Bank
- Installment payment can be done through cash deposit, transfer to your Standard Chartered Bank current account via ATM BERSAMA, ATM BCA, ATM BNI, ATM BRI, BRI cashier or even transfer from
other banks **
Documentation
If you have run your business for a minimum of 3 (three) years with complete documentations, age between 25 to 60 years old***,apply for KTA Bisnis Now!
***
Documentation Requirement
|
Limited Co. (PT) |
Partnership (PT/CV) |
Sole Proprietor (UD/PD) |
|
Copy of Valid ID (KTP) of Board of Director (s) and
Shareholder (s), Active and Passive Partner (s),
Personal Guarantor (s) and PG’s Spouse |
ü |
ü |
- |
|
Copy of Company Deed and Subsequent Changes |
ü |
ü |
- |
|
Copy of Approval from Department of Law and Human
Right, Supplement to State Gazette |
ü |
- |
- |
|
Copy of Company Tax ID (NPWP) |
ü |
ü |
- |
|
Copy of Personal Tax ID (NPWP) |
ü |
ü |
ü |
|
Personal Guarantee * and Copy Valid ID (KTP) of owner and spouse
(husband or wife) |
ü |
- |
- |
|
Written consent from Company’s management for loan
application |
ü |
ü |
- |
|
Copy of Business License minimum 3 (three) years |
ü |
ü |
ü |
|
Copy of document (s) to proof the length of business
establishment
(if applicable) ** |
ü |
ü |
ü |
|
Copy of Business Registration (TDP) |
ü |
ü |
- |
|
Copy of last 6 (six) months Personal Bank Account
(s) used for business |
ü |
ü |
ü |
|
Copy of Valid ID (KTP) of owner and spouse (husband or wife) |
- |
- |
ü |
|
Copy of Marriage Certificate or Family Card (if
applicable) |
- |
- |
ü |
|
Copy of ownership certificate or sales purchase deed
of asset (land and/or building) |
ü |
ü |
ü |
| * |
The majority shareholder (s) stated on the company deed |
| ** |
Working Capital Facility agreement from other bank/Electricity Bill//Water Bill/Telephone Bill/Bank Letter/Tax Statement |
| *** |
Account Statement used for business transaction, Loan Account from other bank, Personal Account used for business. |
Fee and Charges
| Provision Fee |
- 3% of approved loan limit, deducted from the approved loan limit, once on loan disbursement
- IDR 10,000 / year during the loan tenure
|
| Other Fee |
- Stamp duty for Bank Statement : IDR 6.000/month
- 5% of approved loan limit is being charged to applicant for any loan cancellation
|
| Insurance Premium Fee |
(Premium Rate
x Approved Loan Limit) |
Installment Table
|
Loan Amount |
Monthly Installment (rounded up) |
|
12 |
24 |
36 |
|
50,000,000 |
4,998,150 |
2,925,931 |
2,261,803 |
|
100,000,000 |
9,996,299 |
5,851,862 |
4,523,605 |
|
125,000,000 |
12,495,374
|
7,314,828
|
5,654,506
|
|
150,000,000
|
14,994,449
|
8,777,793
|
6,785,407
|
|
175,000,000
|
17,493,523
|
10,240,759
|
7,916,308
|
|
200,000,000
|
19,992,598
|
11,703,724
|
9,047,209
|
|
225,000,000
|
22,491,673
|
13,166,690 |
10,178,110
|
|
250,000,000
|
24,494,919
|
14,107,215
|
10,750,287
|
|
275,000,000
|
26,944,411
|
15,517,936
|
11,825,316
|
|
300,000,000
|
29,393,903
|
16,928,657
|
12,900,345
|
|
325,000,000
|
31,843,394
|
18,339,379
|
13,975,373
|
|
350,000,000
|
34,292,886
|
19,750,100
|
15,050,402
|
|
375,000,000
|
36,742,378
|
21,160,822
|
16,125,431
|
|
400,000,000
|
39,191,870
|
22,571,543
|
17,200,459
|
|
425,000,000
|
41,641,362
|
23,982,265
|
18,275,488
|
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450,000,000
|
44,090,854
|
25,392,986
|
19,350,517
|
|
500,000,000 |
48,989,837 |
28,214,429 |
21,500,574 |
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The Installment table is illustration only. Offering is applied if all Standard Chartered Bank terms and conditions have been fulfilled.
Contact us at 021-57 9999 88 (Jakarta),
022-421 9688 (Bandung), 024-845 0188 (Semarang),
031-547 2888 (Surabaya), 061-457 2888 (Medan), 0361-223 700 (Bali), 0271-742 555 (Solo)
or visit our nearest Standard Chartered Bank branches.
Our Call Center is available on office hour only.
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