You manage the business, we provide financial services

Having accurate and reliable financial information, you can take the best business decisions and multiply your revenues. With our total financial peripheral including day-today transaction, short-range and long-range investment also various other services, SME Banking provides you total banking convenience. To help you manage your business cash flow better, we provide comprehensive financial services to suit your needs.

The following products and services are available to best serve your needs and preferences.

Current Account
- Regular Current Account
- BusinessSaver
- Business Management Account - International Trade

Investment
- Fixed Deposit

Straight2Bank
24 hour Internet Banking Online for your business

GENERAL ACCOUNT OPENING REQUIREMENT

TYPE OF COMPANY		CODE
•	Sole Proprietors (UD, PD, Toko)	A	Note: Symbol Description: Obligator @ If Applicable
•	Existing PMA or PT	B
•	Newly Established PMA or PT	C
•	Non Resident Companies / Representative Office	D
•	Partnership / Association / CV / Firm	E
•	Local and International Foundation	F
•	Other entities (incl. NGO) e.g. Koperasi	G

Type of Company
Account Opening Requirement		A	B	C	D	E	F	G
a.	Account Opening Form (signed on stamp duty)
b.	Additional Account Opening Letter (signed on Company Letterhead + stamp duty)	@	@	@	@	@	@	@
c.	Transition Form
d.	CDD Checklist
e.	Fax Indemnity	@	@	@	@	@	@	@
f.	Data Privacy Act Privacy Statement & Cover Letter
Document Required		A	B	C	D	E	F	G
a.	Copy of ID cards of authorized signers/directors/>25% shareholders
b.	Copy of Tax Exemption Letter	@	@	@	@	@	@	@
c.	Copy of decree of founders regarding the appointment of Board of Management
Other Documents
a.	Copy of Deed of Establishment
b.	Copy of Article of Association and all of its amendments, including the latest Board of Directors and Board of Commissioners
c.	Approval from Ministry of Law and Human Rights (MOL & HR)
d.	Copy of Business License from relevant authority (Ministry of Trade/BAPEPAM The Capital Market Supervisory Agency) Ministry of Finance/Indonesia Central Bank/other) or Copy of Investment Coordinating Board Approval (BKPM)
e.	Copy of Memorandum of Understanding (MOU) or Partnership Agreement with Indonesian Government or Indonesian Red Cross or reputable and recognized Indonesian Foundation
f.	Copy of Tax Registration Number (NPWP)
g.	Copy of valid Company Registration Certificates (TDP)
h.	Resolution and Mandate
i.	Power of Attorney	@	@	@	@	@	@	@

Risk Factor

Any banking transactions as with other banking products contain risk factors.
Our Operational and Customer Service team have acquired sufficient training to execute the transactions and deliver information to the customers on our transactions and products.
We also advise that prior to opening an account and conducting a banking transaction, the customers read and understand the Terms and Conditions related to the product and transaction.