You grow your business
We provide the facility

At Standard Chartered, we mean business. Your trading business, to be precise. If you're an importer, exporter or domestic retailer, we can provide you with credit facility that can be used to help you to trade on a larger scale and to fulfill your business transaction needs to achieve even greater success, a lot quicker.

We offer you the flexibility to select only what is important to you and your business.

As an International Bank that focus in Asia, Middle East and Africa, this service will help you to design financial solution that suit payment period and working capital.

Trade Finance and Services, consist of:

Purchasing/Import:

	•	Issuing Letter of Credit (L/C), Amendment, Acceptance
	•	Shipping Guarantee
	•	Loans Against Trust Receipt (LATR)
	•	Packing Credit
	•	Inward Bills Collection (IBC)
	•	SKBDN
	•	Invoice Financing for Suppliers (purchase)

Selling/Export:

	•	L/C Advising, L/C Confirmation, Transferable L/C
	•	Credit Bills Negotiation (CBN) Clean and Discrepant
	•	Pre-Export Financing
	•	Outward D/P & D/A Financing
	•	Credit Bills for Collection (CBC)
	•	Export Bills Collection (EBC)
	•	Credit Bills Negotiation (CBN)
	•	Packing Credit (Pre-Export Financing)
	•	Invoice Financing for Buyers (sales)

Others: s Bonds / Guarantees: bid bonds, performance bonds, custom bonds, advance payment guarantee

Enjoy the benefits as follow:

Fast access to trade line and transactions
No tedious credit and trade documentation
Dedicated Express Trade experts to support you and your business with:
a) Professional insights
b) Local market knowledge and
c) An international reputation and a vast presence across Asia, Middle East and Africa
Easy access to operational account
Competitive rates for foreign exchange services
Flexibility of usage in different trade products - one solution for multiple products

* Term and Condition Apply

For more information

Risk Factor

Any banking transactions as with other banking products contain risk factors. Our Operational and Customer Service team have acquired sufficient training to execute the transactions and deliver information to the customers on our transactions and products. We also advise that prior to opening an account and conducting a banking transaction, the customers read and understand the Terms and Conditions related to the product and transaction.

Yearly Sales Omzet	USD 1 - 25 million or IDR 10 - 250 billion
Credit Limit	USD 50,000 - 5 million or IDR 500 million - 50 billion
Business Operation Term	Has been operating in similar business for minimum 5 years (Business Operation Term 1 month (4 year 11 months) is acceptable)
Type of Business	Limited Company (PT), Usaha Dagang (UD) atau CV
Guarrantee	SBLC from other bank or branch/subsidiary of Standard Chartered Fixed Deposit (for 1 year) With deposito value/ SBLC: Similar currency = facility amount / 0.96 x 20% Similar currency = facility amount/ 0.90 x 20% Other acceptable collateral: Apartment, Residential House, Shop House, Factory, Warehouse
Product	Maximum facility per client/group = USD 500,000 Maximum non-guarantee portion from limit facility = USD 250,000 Concentration limit toward certain industry from ETS portfolio = 20% from total portfolio (portfolio position will be monitored gradually in certain period)

Type of requestor	Limited Company (PT)	Partnership (FA/CV)	Sole Proprietor
Copy of Valid ID (KTP) of board of Director (s) and Shareholders (s)
Copy of Company Deed and Subsequent Changes
Copy of Approval from Department of Law & Human Right, Supplement to
Copy of Company Tax ID (NPWP)
Copy of Personal Tax ID (NPWP)
Personal Guarantee**
Copy of Business License
Copy of Business Registration (TDP)
Last year Audited Bank Statement
Last 2 years Management Bank Statement
Last 6 months Account Statement
Copy of Valid ID (KTP) of Spouse (husband or wife)
Copy of Marriage Certificate or Family Card (if applicable)

*	For security documentation of please call your RM
**	For majority shareholder which are included in Article of Association (AOA)

*	Term and Condition Apply
**	Subject to facility type and security

You grow your business We provide the facility

You grow your business
We provide the facility