You enlarge the business, we facilitate the opportunity

Grab the opportunity to grow your business with Standard Chartered Bank, who is ready to become your Right Partner. Standard Chartered Bank has various credit facilities with competitive interest rate to support your growing business, as business development would need sufficient working capital.

Benefits for you:

•	Withdrawal/deposit can be done anytime.
•	Interest calculation is based on loan outstanding.
•	Better cash flow management.

Type of Working Capital Loan

Type of Account	Current Account OD (overdraft)
Collateral	Fixed Deposit (1 month Automatic Roll Over)
Tenor	12 Months (renewable subject to bank approval)
Withdrawal / Deposit	Anytime
Maximum Utility	Based on the approved credit limit
Interest Payment	Debited every end of month

Fee
Provision Notary	1 % per annum Based on credit limit
Loan Interest Rate : +/- 3% margin spread from deposit* *Subject to change with written notification based on the Bank Policy

For more information

Risk Factor

Any banking transactions as with other banking products contain risk factors. Our Operational and Customer Service team have acquired sufficient training to execute the transactions and deliver information to the customers on our transactions and products. We also advise that prior to opening an account and conducting a banking transaction, the customers read and understand the Terms and Conditions related to the product and transaction.

Documents Required	Limited Company (PT)	Partnership (FA/CV	Sole Proprietor
Copy of Valid ID (KTP) of board of Director (s) and Shareholders (s)
Copy of Company Deed and Subsequent Changes
Copy of Approval from Department of Law & Human Right
Copy of Company Tax ID (NPWP)
Copy of Personal Tax ID (NPWP)
Personal Guarantee**
Copy of Business License
Copy of Business Registration (TDP)
Last year Audited Bank Statement
Last 2 years Management Bank Statement
Last 6 months Account Statement
Copy of Valid ID (KTP) of Spouse (husband or wife)
Copy of Marriage Certificate or Family Card (if applicable)

*	For security documentation of please call your RM
**	For majority shareholder which are included in Article of Association (AOA)