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| Q. |
What is the balance I need to maintain in the account? |
| Q. |
Who is eligible to open a
No Frills Savings Account? |
| Q. |
Do I eligible for an ATM or Debit card? |
| Q. |
Do I get a Cheque book? |
| Q. |
Can I avail of Internet banking & phone banking facility? |
| Q. |
Can I transact at all Standard Chartered Bank ATM’s? |
| Q. |
Can I transact at other VISA ATM’s? |
| Q. |
Do I have access to the branch network? |
| Q. |
Is there a limit on the cash that I can deposit into my account? |
| Q. |
How often do I get a statement for my account? |
| Q. |
Is there an account closure charge? |
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| Q. |
What is the balance I need to maintain in the account? |
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You need to maintain an average quarterly balance of Rs 250. If you don’t maintain this balance there is a non-maintenance fee of Rs 100/- per quarter. |
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TOP |
| Q. |
Who is eligible to open a
No Frills Savings Account? |
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This product is available for Resident individual customers. Account may be opened in the name of persons and bodies mentioned below upon being properly introduced in a manner approved by the Bank:
Adult individuals
Association, Clubs and other organizations
Joint Hindu Family Account
Minors
Trusts |
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TOP |
| Q. |
Do I eligible for an ATM or Debit card? |
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Yes you can opt for an ATM card or a debit card in this account. Please refer to the schedule of charges for issuance of these cards. |
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TOP |
| Q. |
Do I get a Cheque book? |
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Yes you can avail of a local personalized cheque book or a Multicity cheque book. Please refer to the schedule of charges for charges associated with issuance of a cheque book.. |
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TOP |
| Q. |
Can I avail of Internet banking & phone banking facility? |
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Yes with this account you can access internet banking & Phone Banking. Please refer to the schedule of charges for charges related to registering for phone banking & internet banking. |
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TOP |
| Q. |
Can I transact at all Standard Chartered Bank ATM’s? |
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The first four transactions are free per month done at any SCB channel ( internet banking , phone banking, ATM or branch). Beyond the fourth transaction there will be a charge of Rs 75 per transaction in addition to a charge that is applicable to that service.
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TOP |
| Q. |
Can I transact at other VISA ATM’s? |
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Yes you can transact at all other VISA ATM’s globally using your debit card. Please refer to the schedule of charges for charges related to these transactions. |
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| Q. |
Is there a limit on the cash that I can deposit into my account? |
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You can deposit cash upto Rs 10,000 per month. Any cash deposited in excess of Rs 10,000 per month will attract a charge of Rs 2 per 1000.
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TOP |
| Q. |
How often do I get a statement for my account? |
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You get an annual statement free with this account. You can however avail of a quarterly statement at a charge. |
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TOP |
| Q. |
Is there an account closure charge? |
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If you close your account with three months from the date of account opening there will be a charge of Rs 500. |
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