Cash Management
As part of Standard Chartered's global transaction solutions to Corporates and Institutions, we provide Cash Management, Securities Services and Trade Services through our strong market networks in Asia, Africa, the Middle East and Latin America. We also provide a bridge to these markets for clients from the U.S and Europe.
We are committed to providing you with

  		• Integrated, superior cross-border and local services

  		• Efficient transaction processing

  		• Reliable financial information

  		• Innovative products

  		• World-class clearing services
    Thus ensuring a full suite of transactional products for your needs.
    For Corporates
    Standard Chartered is highly recognised as a leading cash management supplier across the emerging markets. Our Cash Management Services cover local and cross border Payments, Collections, Information Management, Account Services and Liquidity Management for both corporate and institutional customers.
    With Standard Chartered's Cash Management services, you'll always know your exact financial position. You have the flexibility to manage your company's complete financial position directly from your computer workstation. You will also be able to take advantage of our outstanding range of Payments, Collections, Liquidity and Investment Services and receive comprehensive reports detailing your transactions. With Standard Chartered, you have everything it takes to manage your cash flow more accurately.

  		• Payments Services

  		• Collections Services

  		• Liquidity Management
     
     
     

    Payments Services
    Global payments solution for efficient transaction processing
    Looking to outsource your payments to enable:

  		• Efficient processing of all your payables in the most cost effective way

  		• Straight through processing both at your end as well as your bank's back-end
  		• Efficient payables reconciliation with minimal effort and delay

  		• Quick approval of payments from any location

  		• Minimum hindrance to automation due to local language difficulties
  		• Centralised management of payables across departments, subsidiaries and countries
    Our Solution
    Standard Chartered's Straight2Bank Payments Solution can be tailored to the different payment needs of companies, whatever industry, size or country you may be in. With a comprehensive End-to-end Payment Processing Cycle, Straight2Bank allows companies to process a variety of payment types, whether they be domestic or international, local or central in different countries, all in a single system file. To realise the benefits of Straight2Bank, please contact your local Relationship Manager or Cash Management representative.
    Our Coverage
    We are the foreign bank having the largest geographical representation in the country. We are present in 31 lcoations which enables you to print Payable At Par at 31 locations with the highest number of print sites. i.e. we can print cheque, drafts for you at 31 locations and thus bring down your cost. We can also provide 700+ locations online for draft required. We are the only bank which provides draft status to you on the website.
     
     
     
    Collections Services
    Comprehensive receivables management solution
    Standard Chartered understands that operating and sustaining a profitable business these days is extremely tough. In an environment of constant changes and uncertainties, most businesses face challenges of costs and efficiency. Key concerns include:

  		• Receivables Management - ensuring receivables are collected in an efficient and timely manner to optimise utilisation of funds.

  		• Risk Management - ensuring effective management of debtors to eliminate risk of returns and losses caused by defaulters and delayed payments
  		• Inventory Management - ensuring efficient and quick turnaround of inventory to maximise returns.

  		• Cost Management - reducing interest costs through optimal utilisation of funds.
    Our Solution
    The Standard Chartered Collections Solution leverages the Bank's extensive regional knowledge and widespread branch network across our key markets to specially tailor solutions for your regional and local collection needs. In India we have around 270 local locations and we are the only foreign bank which is present in 31 locations. We have the widest network among foreign banks in the country.
    This Collections Solution, delivered through a standardised international platform, has the flexibility to cater to your local needs, thus enabling you to meet your objectives of reducing costs and increasing efficiency and profitability through better receivables and risk management. The key components of our solution include the following:

  		• Extensive Clearing Network

  		• Guaranteed Credit

  		• Comprehensive MIS

  		• System Integration

  		• Outsourcing of Collection
     
     
     
    Liquidity Management
    Solutions for efficient management of your funds
    A corporate treasurer's main challenge often revolves around ensuring that the company's cash resources are utilised to their maximum advantage. You need a partner bank that can help you:

  		• Maximise interest income on surplus balances; minimise interest expense on deficit balances for domestic, regional and global accounts

  		• Minimise FX conversion for cross-currency cash concentration

  		• Customise liquidity management solutions for different entities in different countries

  		• Centralise information management of consolidated account balances
    Our Solution
    With our global experience and on-the-ground market knowledge, Standard Chartered will help you define an overall cash management strategy which incorporates a liquidity management solution that best meets your needs. Click here for an illustration of our propositions.
    Key Features
    Based on your needs and the regulatory environment that you are in, you can choose any of the following features:

  		• Physical Sweeping

  		• Notional Pooling
    For Financial Institutions
    Standard Chartered is highly recognised as a leading cash management supplier across the emerging markets. Our Cash Management Services cover local and cross border Payments, Collections, Information Management, Account Services and Liquidity Management for both corporate and institutional customers.
    If you are looking for a correspondent banking partner you can trust, Standard Chartered can help you. We have more than 500 offices located in 50 countries throughout the world and, with 150 years of on-the-ground experience, we can help our bank clients with all their cash management needs.

  		• Clearing Services

  		• Asian Gateway
     
     
     
    Clearing Services
    Making the right connections for financial institutions
    With increasing business globalisation, your banking network may not have sufficient reach. You may not want to put in the extra infrastructure or resources to expand your network but still want to ensure your clients' transactions are serviced efficiently. Clearing is one of the important services in which your bank would need support to facilitate your clients' smooth international trade and cross-border transactions.
    Our Solution
    Standard Chartered's international network and multi-currency capabilities are well placed to provide you with a seamless service for all your clearing requirements worldwide. Our network extends across Africa, the Middle East, South Asia, Latin America, the USA and the UK. You can count on our over 150 years of on-the-ground experience to tailor a clearing solution that meets your needs. Standard Chartered is a correspondent banking partner you can trust to make this potentially complicated process much easier for you. Click here to view our international network.
    Standard Chartered offers "Best in Class" technology and processes in our clearing services wherever you are, in whichever country you do business and in whatever currency:

  		• Emerging Markets - Asia-Pacific, South Asia, the Middle East and Africa

  		• USD

  		• Euro - Includes Sterling
    We tailor clearing solutions to address your specific needs whether in one or multiple countries, or to complement our other services
     
     
     
    Asian Gateway
    Your passage to opportunities across Asia
    Asia is a growing destination for trade and investment particularly for companies based in the OECD markets. Banks servicing such companies thus need to meet their customers' needs in any of the countries they require services without necessarily expanding their network or operations indefinitely. Asian Gateway provides an avenue for banks, especially from OECD countries to partner Standard Chartered and tap on its inherent strengths to deliver Asia as part of a complete customer solution.
    Benefits to Partner Bank
    Besides meeting your customers' banking needs in Asia, partnering with Standard Chartered also means that you are better able to:

  		• Retain customers - defend customer base from international competitors

  		• Broaden and deepen existing customer relationships

  		• Attract new business by participating in global Request For Proposals.

  		• Focus on core markets
    Value Proposition for Your Clients
    Clients of partner banks are also assured of being backed by Standard Chartered's commitment in the emerging markets from its 150-year history. Specifically, partner banks and their clients can benefit from Standard Chartered's:

  		• Excellent Asian network

  		• In-depth knowledge of Asian markets, banking and regulatory environment

  		• Quality banking services consistently delivered through reliable systems and processes

  		• Global resources to bring solutions to your clients in a consultative approach
    Target Customers
    This Asian Gateway service is designed for partner banks to better service multinational organisations which are headquartered in OECD countries but have business in Asia. These are typically medium to large sized corporations with regional transactional banking needs such as payments and collections.