Disclaimer: Standard Chartered Bank ("Bank") shall not responsible for the goods / service nor is liable for any defect or shortcoming of the goods / service obtained / availed offered under the above benefits and privileges. Any dispute regarding the service or quality of these benefits and privileges should be addressed by the CardMember directly to concerned service provider and the Bank shall not entertain any communication in this regard. Any person availing these benefits and privileges shall not hold the Bank responsible or liable for any actions, claims, demands, losses, damages, costs, charges and/or expenses, which such person may suffer, sustain or incur by reason of having obtained / availed the benefits and privileges.