| Q. |
What are the minimum and maximum loan amounts?
|
 |
| Q. |
What are the loan tenure options?
|
|
| Q. |
Are there any additional charges? |
|
| Q. |
How much time will it take for my loan to be approved? |
|
| Q. |
Do I have to provide any security, collateral or guarantors? |
|
| Q. |
What is EMI? |
|
| Q. |
How do I repay the loan? |
|
| Q. |
Can I prepay my loan? |
|
| Q. |
Do I need to open an account with Standard Chartered Bank for availing and/or servicing the loan? |
|
| Q. |
Do I get special privileges as a Standard Chartered Customer? |
| |
|
| |
|
| |
|
| |
|
| |
|
| Q. |
What are the minimum and maximum loan amounts? |
| |
You can avail of loans ranging from Rs 50,000/- to Rs
15,00,000/- depending on your eligibility, income and repayment capacity. |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
What are the loan tenure options? |
| |
The loan can be repaid over a period of 12 to 60 months based on scheme and profile |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
Are there any additional charges? |
| |
A processing fee of 2% of the loan amounts and requisite documentation charges is payable upfront. This fee will be deducted from the Loan amount at the time of disbursal. |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
How much time will it take for my loan to be approved? |
| |
Your loan will be disbursed within 4-7 working days post receipt of the required documents. |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
Do I have to provide any security, collateral or guarantors? |
| |
No security, collateral or guarantors are required for obtaining a Personal Loan. |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
What is EMI? |
| |
EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
How do I repay the loan? |
| |
You can repay the loan in Equated Monthly Installments (EMI's) using the ECS facility, post-dated cheques favouring Standard Chartered Bank or a direct account debit (only for SCB Account holders)
|
|
TOP |
| |
|
| |
|
| |
|
| Q. |
Can I prepay my loan? |
| |
You can pre-pay your loan with preclosure charges of 5% post completion of six EMIs |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
Do I need to open an account with Standard Chartered Bank for availing and/or servicing the loan? |
| |
We will encourage you to start a banking relationship with us so that we will be able to offer a host of other value added services, which are complementary to the loan, however opening an account with us is not mandatory. |
|
TOP |
| |
|
| |
|
| |
|
| Q. |
Do I get special privileges as a Standard Chartered Customer? |
| |
As a Standard Chartered Customer, you can avail of special interest rates, less documentation and priority processing |
|
TOP |
|
