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Smart Credit |
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Documentation* |
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Identity Proof (Any one): Passport, Photo Pan Card, Votes ID Card, Photo Ration Card |
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Address Proof (Any one): Passport, Telephone Bill, Ration Card, Electricity Bill, Driving License, Life/Medical Insurance policy, Rental Agreement |
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| Financial Documents: |
| Salaried |
Self Employed Businessmen |
Self Employed Professionals |
| Latest one month salary slip* |
Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof |
Latest IT Returns, Business
Continuity proof.
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* Only for selected corporates
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OR |
| You can also apply on Basis:** |
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Credit Card |
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Life Insurance Policy |
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Personal Loan |
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Doctors : MBBS/MD Certificate |
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| Existing Standard Chartered Bank Customers may apply on the basis of their Credit Card or Bank Account. |
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| Eligibility Criteria |
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Salaried |
Self Employed |
| Age |
Min 24 yrs
Max 60 yrs |
Min 24 yrs
Max 65 yrs |
| Income |
Rs. 1,20,000 p.a. |
Rs. 1,50,000 p.a. |
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| Charges |
| Account Setup Fee |
Rs.2000/-
(Waived for New Customers!!) |
| Processing Fee |
Rs. 750/- Only |
| Renewal Fees |
Rs.500/- Only |
| Rate
of Interest |
2.25% P.M. |
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FAQs |
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Grievance Redressal. |
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Terms & Conditions |
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* The Smart Credit Account Limit is at the sole discretion of the bank and can be increased, decreased or blocked based on the bank’s credit polices.
** Conditions apply. |
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