Top Up Loan

A home loan with Standard Chartered Bank lets you do more than just buy a home. We have a product that is specially suited to the needs of our home loan customers – top up loan.

A top up loan is a facility given to our existing home loan customers over and above their existing loan. So, if you have taken a home loan from us, and are now in need of additional funding, a top up loan is the answer for you. You may need money to buy a swanky new home theatre system, to renovate your home, or to finance your child’s education. A top up on your home loan allows you to meet these or any other needs you may have, and that too, at attractive interest rates.

Features

> A home loan customer who has been repaying for more than 6 months is  
   eligible to apply for a top up.

> You can get a top up, up to 100% of the original loan amount disbursed*.

> The tenure for the top up can be up to the outstanding tenure on your
   existing home loan.

Advantages

> Lower Costs – Compared to other alternatives like personal loans, a top
   up loan gives you a better deal when it comes to interest rates as well as
   processing fees. So you can leverage on your existing home loan to help
   you save costs.

> Convenient Repayment – A top up loan allows you to repay over a longer
   tenure compared to a personal loan, helping you to keep your monthly
   outflow low.

You also have the option of transferring your existing loan to Standard Chartered Bank and availing a top up loan along with the transfer.

To know more about Standard Chartered Bank’s top up loan facility, call us at our Phone Banking numbers.

* Other restrictions also apply.