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| Key Features |
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| Golden Touch; The only Gold MasterCard prepaid card offered in India with unparalleled discounts and benefits like: |
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Travel Luxuries – Hotels, Airlines, Car rentals, Cruises, Chauffeured transportation and Airport lounges |
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Recreational Pleasures- Golf, Theatre and Experiential travel
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Gourmet Experiences- Fine dining restaurants and Wine Bars / Champagne Bars |
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Wellness and Relaxation – Spa retreats and Hair & Beauty salons |
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Retail Therapy – Jewelry and Misc. shopping, For more information on benefits please visit www.mastercardmoments.com |
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| Free Cash Withdrawals Your Standard Chartered Bank SmartTravel Prepaid card offers you free cash withdrawals* on any MasterCard enabled ATM anywhere in the world unlike banks that charge an exorbitant fee for international cash withdrawals on Debit as well as Prepaid cards. |
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| Stay Connected with UNICONNECT You also get an international SIM card free of cost. Handling charges of Rs. 750 are waived off completely. What more, you also get complimentary one minute’s international talk-time. Post-paid and prepaid services are also available. |
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| No Cross-currency loss SmartTravel card is treated as a local card in the designated country** without incurring any cross-currency charges. |
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| Unparalleled Convenience |
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Your SmartTravel card is positioned on the convenience and security platform. No need to waste precious time & energy searching for a money changer. |
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Accepted at 25 million merchants over 1 million ATMs in more than 210 countries & territories worldwide. |
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| Net Usage SmartTravel Card is e-com enabled and can be used for online purchases. In fact, it is also possible to limit the number,amount and period of online transactions. You can also view balances online and keep a tab on transactions. |
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| Tie-ups with Corporate Customers Bulk delivery of cards to corporate clients effectively eliminating the need for you to even come to the branch for activating the card. |
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| Instant Activation The travel kit is handed over the counter at the time of application and is, subject to materialization of funds, activated instantly. |
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| Encashment options available upon return |
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| Mastercard Global Service |
| Your Gold Prepaid card entitles you access to the comprehensive MasterCard Global Service whenever you travel overseas. This 24/7 emergency service is offered by MasterCard and can be availed for |
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Lost & stolen card Reporting |
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Emergency Card Replacement – domestic address only |
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ATM locations |
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Account related inquiries |
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| Benefits |
| The following Grid helps to explains the advantages of Prepaid Card over Travelers Cheques, Cash and Debit Cards as a medium of international transactions |
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Prepaid Travel Card
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Travellers Cheque
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Cash
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Debit Card
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Consumer
Preference
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Growing
due to increasing preference for plastic
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Falling as
it is paper based and inconvenient
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Falling as
the increasing trend is to minimise use of paper
money
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Growing
due to increasing preference for plastic
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Flexibility
in Denomination
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Complete
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Limited
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Limited
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Complete
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Merchant
Acceptability
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Complete
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Partial
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Complete
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Complete
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Branch
Location Dependency
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Nil
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Encashable at select locations
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Nil
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Nil
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Branch
Timing Dependency
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Nil
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High
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Nil
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Nil
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Risk of
Loss
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Can be Hotlisted
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Inadequate
Protection
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High Risk
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Can be hotlisted though risk is higher as it is linked to the
savings account
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Prior bank
account required
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No
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Yes
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Yes
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Yes
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Convenience
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High
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Involves
lot of paper processing
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High
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No paper
processing required
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