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Home > Personal Banking > Services > Net Banking > FAQs


    Net Banking
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Q. Who can apply for this service?
Standard Chartered Bank India Home
Q. Why use Net banking?
Standard Chartered Bank India Home
Q. How can I get access to Net banking?
Standard Chartered Bank India Home
Q. Do I have to pay for using this service / Are there extra charges for this service?
Standard Chartered Bank India Home
Q. What do you mean that the transactions are "on-line"?
Standard Chartered Bank India Home
Q. What are cookies and are they used in this service?
Standard Chartered Bank India Home
Q. What precautions am I expected to take?
Standard Chartered Bank India Home
Q. What should I do if I suspect an unauthorized transaction in my account?
Standard Chartered Bank India Home
Q. Is it safe to use the service on public / shared PCs?
Standard Chartered Bank India Home
Q. Can I use the Mailbox to send e-mails to my friend?
Standard Chartered Bank India Home
Q. Can I delete messages from the mailbox?
Standard Chartered Bank India Home
Q. What should I do if I see the message that "This program has performed an illegal operation..." ?
Standard Chartered Bank India Home
Q. What should I do if I see the message that "An ActiveX control on this page is not safe..." ?
Standard Chartered Bank India Home
Q. What should I do if I see the message that "NOTEPAD.EXE, when you download a file from the network you should be aware of the security considerations..."?
Standard Chartered Bank India Home
Q. What should I do if I do not get a response after clicking on a hyperlink or icon?
Standard Chartered Bank India Home
Q. If the system does not respond after I confirm the transaction, how can I know whether the transaction has been processed?
Standard Chartered Bank India Home
   
   
   
Q. Who can apply for this service?
  If you hold any (or a combination) of the following products from Standard Chartered, you can register for the service for free.
Savings account / Current account / Deposit account / Loan account / Credit Card.
The service is offered for individuals, companies, HUFs, partnership concerns, sole proprietorships.
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Q. Why use Net banking?
  It's easy to apply for, easy to use. And best of all, it's FREE !!
- It's your own bank
  You have instant access to real time information on your banking, credit card and loan accounts. This apart, you can access information on a full range of our products and services at the click of a mouse. Rest assured it is personalized to meet your requirements.
- It's safe & easy
  Using your unique login ID and confidential Password, you can now bank with confidence, knowing that your transactions remain safe. With our simple and easy to use navigational toolbars, you will realize how easy it is to browse the site.
- It's fast
  It takes only a few seconds or even less to get updated account information or to complete a banking transaction - leaving you more time to do other things.
- It's convenient
  You can perform secure online banking right from the comfort of your home or office through the internet.
- It's open 24 hours
  With Net banking, you can access your accounts day and night - no need to wait for your monthly account statements or limit your banking to branch timings. You can even access it on bank holidays in effect 365 days a year.
- It's worldwide access
  As long as you can access the Internet, you can access your Standard Chartered Bank accounts, anywhere in the world - Anytime !!
- No special software is required
  You don't need to purchase any special software. As long as you have a PC with the minimum configuration for Internet browsing / surfing, you are ready to start.
- Wide range of services are offered
 

Our wide range of online banking services will help you better manage your finances. Moreover, we will progressively add more services for your convenience, so remember to let us know what else you would like.

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Q. How can I get access to Net banking?
  To apply for Net banking, simply fill the registration form and send it to us. Your unique Secure InterNet banking ID & Password will be sent at your mailing address (recorded with the Bank) in a minimum of 3 working days from the date we receive the form.
  The registration form is available at all our branches.
Alternately, you can call at our Phone Banking numbers /Credit Card Help-line and a form will be sent to you. You can also download the form here and send it to:
  Standard Chartered Bank
PO Box # 8888
Chennai
India
  On receiving your login ID & Password, log on to www.standardchartered.co.in and use the services of Net banking.
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Q. Do I have to pay for using this service / Are there extra charges for this service?
  NO!! There is no extra charge for using this service, this service is absolutely FREE!
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Q. What do you mean that the transactions are "on-line"?
  All funds transfer and credit card transactions, which affect your transaction account, are done automatically by the system. All balances displayed are as of that instant and would cover transactions done over any of our channels.
  Credit Card payments done online will reflect on your credit card account on the next working day.
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Q. What are cookies and are they used in this service?
  A cookie is information that a website puts on your hard disk so that it can remember something about you at a later time. This mechanism allows the server to store its own information about a user on the user's own computer. We use cookies for this service.
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Q. What precautions am I expected to take?

1

Safeguard your Password:
> Never reveal your Password to anyone, including the staff of Standard Chartered Bank
> Do not use easy to guess numbers as your Password, such as 111111, 123456, your date of birth etc.
> Change your Password regularly (once in 15 days). Just click "Change Password" and follow the simple instructions.
> When you enter your ID and Password during login, please ensure that others cannot see your screen and also you are not being observed from behind.
> If you suspect that your password has been stolen or exposed to others, please call our help-line to terminate access immediately. To reapply for the services, simply call Phone Banking or visit any of our Standard Chartered Bank branches.
2. Always log out from Net banking when you finish using the service or when you will be away from your PC. For security reasons, your login session of Net banking will be terminated if your browser is left idle for a while.
3. Always remember to close the browser application after logout, the browser will automatically close in 15 seconds after logout.
4. o Avoid accessing Net banking through PCs installed in public/open areas, e.g. cyber-cafes or libraries.
5. Clear browser cache:
  For Netscape, select Edit > Preference > Advanced. Choose "Cache" from the menu and then click "Clear Memory Cache" and "Clear Disk Cache" buttons.
  For Microsoft Internet Explorer 4, select View > Internet Options. Choose the "General" tab and click "Delete Files" on the "Temporary Internet Files" section.
 

For Microsoft Internet Explorer 5, select Tools> Internet Options. Choose the "General" tab and click "Delete Files" on the "Temporary Internet Files" section.

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Q. What should I do if I suspect an unauthorized transaction in my account?
  If you suspect there are unauthorized transactions in your account, please report it immediately at our banking and all other channels to your accounts such as the ATM. The only way anyone can access your Net banking account is by entering your unique Login ID and Password. Please ensure that your Login ID & Password is secure and is not shared with anyone.
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Q. Is it safe to use the service on public / shared PCs?
  We strongly recommend that you do not conduct your Net banking transactions on any such PCs. And if you do, please clear the browser cache after each session so that your account information is removed from such PCs.
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Q. Can I use the Mailbox to send e-mails to my friend?
  No. The mailbox is only for communication between you and Standard Chartered Bank. For security reasons, we do not accept any financial transaction instructions through the e-mail.
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Q. Can I delete messages from the mailbox?
  Yes. The messages you delete will be put into the Trash Box first. Our system will automatically clear the Trash Box on a regular basis.
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Q. What should I do if I see the message that "This program has performed an illegal operation..." ?
  This is commonly known as GPF (General Protection Fault). This is an error that happens at your PC. Usually you have to restart your browser and sometimes you may need to restart your PC. If the problem persists, please consult your PC vendor.
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Q. What should I do if I see the message that "An ActiveX control on this page is not safe..." ?
  To resolve this problem, please follow the steps:
1. Re-set the various "Web Content Zone" on security level of "Internet Options" to "Default".
2. Re-start the login window and login again
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Q. What should I do if I see the message that "NOTEPAD.EXE, when you download a file from the network you should be aware of the security considerations..."?
  You should uncheck the box "Always ask before opening this type of file" and re-try
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Q. What should I do if I do not get a response after clicking on a hyperlink or icon?
  Sometimes the Internet becomes unavoidably slow to respond. If there is a delay in response from when you have clicked something, please wait. Avoid clicking repeatedly on a particular link. DO NOT CLICK "REFRESH" OR "RELOAD" BUTTON AS THIS WILL TERMINATE YOUR ONLINE SESSION AND YOU WILL HAVE TO WAIT FOR 15-20 MINUTES BEFORE YOU CAN LOG IN AGAIN.
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Q. If the system does not respond after I confirm the transaction, how can I know whether the transaction has been processed?
  You can log in to Net banking again and verify the corresponding account balances and transaction history or you can call our Phone Banking help-line for assistance.
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