Credit Facilities & Investment Mortgages
The flexibility you need to grasp new opportunities

We offer a wide range of flexible and tailored lending products, ranging from UK investment mortgages through to bank guarantees, to give you the ability to maximize your investment opportunities.

Do you want to make an additional investment without liquidating existing assets? Would you prefer to match the currency of your assets and income to that of your loan commitments? Have you identified an opportunity to benefit from raising a loan in a low interest rate currency while maintaining your assets in a higher interest rate currency? You may have a view on future currency movements and be seeking to borrow in order to take advantage of fluctuations. Are you an expatriate seeking to match the currency of your borrowings to that of your offshore income?

Whatever your circumstances our range of secured credit facilities and mortgages can be tailored to meet your specific needs by a dedicated Relationship Manager who will strive to offer an uncomplicated application process with standardised documentation.

Investment & Cash Backed Borrowing Facilities


If your funds are tied up in long term investments or fixed deposits you may be able to arrange a loan facility to meet your liquidity requirements or benefit from new investment opportunities.

Loan facilities are available against the security of qualifying investments including cash deposits, unitised investments, traded bonds and a wide range of listed equities.

• Fixed and variable rates
• Multi currency facilities
• Minimum facility only $250,000
• Competitive pricing

UK Investment Mortgage Service


We may be able to help you if you are an expatriate wishing to let out your property or a foreign national wishing to invest in the UK buy to let property market.

• Multi currency loans
• Fixed and variable interest rate options
• Up to 75% loan to value
• Minimum advance £250,000
• Re-mortgage and Equity release available
• Competitive arrangement fees

Bank Guarantees


You can maintain your cash deposits in Jersey whilst gaining access to loan facilities elsewhere secured by a Guarantee issued on your behalf by us.

• Minimum facility only $100,000
• Competitive pricing
• One year term with automatic annual renewal
• Interest is paid on the securing deposit

Further details


For more information, you can phone us using the following contact information.