Personal Unsecured Loans
At Standard Chartered, we understand that there are many things you want and need for your family. The best education for your children, make improvements on your home, take advantage of a great investment opportunity, post-graduate studies for yourself, a much-needed overseas holiday for the whole family.
Now, paying for the things you want and need is much more affordable thanks to an exclusive offer on Personal Loans.
- Enjoy the lowest interest of 19.9%*.
- Apply today - the first 2,000 customers will be eligible for this exceptional rate.
- You can get your loan in just 3 days, guaranteed.*
- This exclusive offer is available from 23rd January 2012 to 16th March 2012 only.
Even better, your dream can become a reality sooner with our fast loan processing. We are committed to processing your Personal Loan in the 3 working days, guaranteed.* The money will be in the bank on the 4th working day. If we take any longer you get 3,000 KES no questions asked.
We offer 2 types of personal loans
- Personal loan
This is an unsecured personal loan product for salaried customers, which is tailored to meet personal expenditures. - Scheme loan
The Scheme loan is a personal loan for employees of a company, which is administered through an agreement between Standard Chartered Bank and any participating company; in most instances, the repayment is made directly from payroll. This loan is also tailored to meet personal expenditure.
- 3 day loan payout guaranteed
- Competitive interest rates
- No security needed
- Flexible repayment periods of 6 - 60 months
- Borrow up to Kes 4,000,000 (Priority Customers) and Kes 3,000,000 (Preferred & Personal customers)
- Credit Life & Retrenchment Insurance Policy
- Convenience and easy access; service at your doorstep.
For more information, call (020) 3293900 or 0722203666 or 0733335511 or visit a branch near you.
Important Note
The 3 working day loan processing is not applicable when:
- Amount approved is less than 70% of applied loan amount
- Bank awaits your salary into your account
- Employer letter not submitted with application (for companies with a loan scheme arrangement with Standard Chartered Bank)
- Employer call back confirmation is more than 1 day
- Disbursement to other banks by RTGS will be done on the fourth day but no guarantee for account to be credited on the same day
Documentation you need:
- Valid telephone numbers and addresses
- Copy of ID / Passport
- Proof of income (e.g. payslip)
- Copy of work permit (where applicable)
- Credit Insurance application form
- Letter from your employer (scheme loans / specific company / new account holders)
- Proof of residential address (Non - Standard Chartered Bank account holders only)
- Certified salary account statements – last 6 months (Non - Standard Chartered Bank account holders only)
- Certified loan account statements – last 6 months (balance transfer loans only)
