Personal Unsecured Loans
At Standard Chartered Bank we understand that you have dreams and ambitions about improving the quality of your life. We know that you would for example like to buy new furniture or extend your house. You also buy consumer durables such as a washing machine or microwave oven that make life easier and more convenient for you and your family. You may also be planning to study for your MBA or parallel degree. All these dreams need financing to become a reality. That's why Standard Chartered is offering you a Smart Credit Loan Scheme to enable you fulfil your dreams and live your life to the full.
Features Of Our Personal Loan
- No security needed
- Competitive interest rates
- Flexible repayment periods of 6 - 60 months
- Borrow between Kes 100,000 to Kes 2,000,000
- Credit Life Insurance Policy
- Convenience and easy access; service at your doorstep.
- Top up loan after 25% down payment of current loan.
What Do You Need To Qualify?
- Be currently earning a minimum net salary of Kes 30,000 per month
- A letter of introduction from your employer
- Recent original pay slip if you do not bank with SCB
- Six months original bank statements
- Sum of financial commitments repayments) should not exceed 40% of your monthly net salary
SCB Customers
- Introduction letter from employer on company letterhead.
- Proof of income (Original pay slip).
Non-SCB Customers In addition to the points under SCB customers, include:
- 6 months statements from current bankers.
- Copy of ID card/ passport