- SME Banking
- Business Expansion
Business Expansion
Opportunities aren't given. They are created.
While many entrepreneurs recognise the importance of planning for long-term growth, not many know what the key considerations are when evaluating capital budgeting decisions to fund business growth.
Seizing opportunities for business growth
Business expansion requires capital investments, which are basically medium to long-term investments financed by one or a combination of the following:
a) Retention of business profits
b) Injection of fresh capital by business owner(s)
c) Financing via bank loans that need to be repaid based on projected future business cash flows.
Committing to your business growth
We provide you with a host of speedy services and lending solutions to fund your growth, Standard Chartered is ready to help you create and make the most of business expansion opportunities with a full suite of short term, medium term and long term financing solutions to grow your business.
Business Expansion Solutions: Business Advance Asset Backed Finance Mortgages Trade Facilities Straight2Bank
Business Advance
Loan/ Overdraft against Property is a flexible product offering that allows you a combination of a Term Loan and Overdraft facility against residential or commercial property. It also allows you to fulfil your short term and long term business requirements, be it working capital requirement or business expansion by unlocking the potential of your property.
Asset Backed Finance
Asset Backed Finance helps you take advantage of opportunities in construction, transport, manufacturing/processing, mining/quarrying, printing and material handling. We will finance purchase of new or used equipment used in Construction (roads, houses, highways, ports, bridges, etc), Transportation, Manufacturing/Processing (plant, machinery and generators), Printing, Mining and Quarrying.
Mortgages
Through our SME mortgage plan, we offer you an opportunity to acquire residential, commercial or Industrial property. The property that you are buying will also double up as the security for your loan.