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Home > Personal Banking > Managing Your Needs > Credit Cards

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Credit Cards
The MasterCard and Visa Credit Cards from Standard Chartered come with a winning combination of value-packed features and benefits. Standard Chartered Bank sal Lebanon offers the following credit cards:
  • Gold Card (Visa or MasterCard)
  • Picture Card from MasterCard (Standard and Gold)
  • MasterCard Standard
  • Visa Executive
  • Visa Classic
  • Visa Mini : A trendy Mini Supplementary Gold or Classic Credit Card that's 43% smaller than the size of your regular Card.

Standard Chartered Credit Cards offer a host of benefits and privileges

  • Worldwide recognition and acceptance
  • Easy credit
  • High credit limit up to 4 times salary (approval is at bank's sole discretion)
  • Credit period: Up to 50 days interest free grace period for Visa cards and 55 for MasterCard cards (cash transaction not included)
  • Flexible repayment - from just 5% of your monthly outstanding balance (Min. USD 50 for Visa and USD 30 for MasterCard)
  • Instant cash advances
  • Round-the-clock service
  • 24-hour worldwide emergency assistance for Gold Cardholders
  • Photo-sign Card feature for recognition
  • Supplementary cards
  • Lost Card Cover (For MasterCard holders)
  • Purchase protection (For MasterCard holders)
  • Travel Insurance (For Visa cardholders)
  • Credit Shield Coverage

Now With Standard Chartered Credit Cards, life is even more rewarding!Introducing the Standard Chartered "Plus Points".

Starting 16Oct05, every time a Standard Chartered Cardholder uses any of the Standard Chartered Credit cards, "Plus Points" rewards points are accumulated. This applies for purchases as well as cash and on any amount.

How does it work?
For every USD 1 spent, the cardholder accumulates 1 "Plus Point". "Plus points" are Free. All active Credit Cardholders, Primary and supplementary are automatically enrolled. Accumulated "Plus Points" will be advised every month on the Credit card statement of account.

Double advantage:
Balance transfers enjoy the super low monthly interest for 6 month and accumulate Plus Points based on the amount transferred!!

What can the "Plus Points" be used for?
A Gifts booklet is available to all our cardholders detailing the items that they can choose against a number of plus points accumulated. The more "plus points" are accumulated, the more choices the customer have!

The Plus points expires after 24 months- ie: the Point earned in October 2005 will expire in October 2007 (if they have not been used before that date and so forth.)

How to redeem the "Plus Points" ?
To redeem the points, cardholders will have to call telesales (03-676 100), advise the amount of "Plus points" they wish to redeem against which of the Items /participating outlets that will be listed in the booklet. The cardholder gets to choose from a wide variety of items. A letter will then be issued and mailed to the cardholder. The cardholder will take this to the specified outlet and will collect the item of his/her choice - based on the redeemed "Plus points"(Terms and Conditions apply)

Payment Methods
Standard Chartered account holders can avail of the following easy bill payment option

  • Account transfers
  • Standing instructions
  • Payment by phone
  • Cash Deposit box at our branches in Lebanon

Eligibility

  • Min age: 21 years, Max age: 60 years

  • Lebanese Citizen and resident
  • Minimum income: $500/month

Documents required

  • A copy of Passport or ID
  • Proof of income
  • Proof of residence
  • Application form duly filled and signed
  • Other documents may be required on a case by case basis .

Helplines
+961 3 901212, +961 3 676100

For more information on Credit Cards, visit your nearestStandard Chartered branchor call us on 03-90 12 12 in Lebanon oremail us.

 
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