Educational
If you want to accumulate wealth to cover your children’s education, GOLDEN FUTURE allows you to fulfill their dreams.
- Investment benefit
All parents long to give their children the best in life. Investing for education is one of the most pressing issues facing parents today. Assigning a certain monthly investment allows you to ensure that your child’s dream will be reached even in case your regular income stops due to disability or death. You will also accumulate returns on your investment according to your selected strategy. - Free Accidental Death Benefit (AD)
In case the policy owner passes away from an accident, the designated beneficiary(ies) will receive an additional 50% of the accumulated account value at the time of death. - Life Bancassurance Benefit
If the policy owner becomes disabled or passes away, the future premiums will be waived. This means that the allocated sum will be available to assist in the child’s tuition fees on the maturity date chosen
Example:
- Age of Child: 3 years
- Age of father: 34 years
- Monthly premium: USD 208 for 15 years (till infant reaches college)
Total available sum at age 18 = USD 58,000 + (assumed yield of 7% per year)