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Home > Personal Banking > Managing Your Needs > Loans > OverNite Loans

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Personal Loan

With Standard Chartered, you can now cash in on your hearts desire by boosting your purchasing power with a Personal Loan.

It's the quick and easy way to get that extra financing you need, over night.
What 's more you are free to use this money as you wish for absolutely any legal purpose. Whether it's a child's wedding, higher education, home refurbishment, the purchase of a vehicle or a well-earned holiday, the decision on how to utilise the funds is completely yours.

To be eligible for a Personal/Auto Loan you should

  • Be employed in a company registered with the Bank
  • Be at least 18 years of age but not more than 55 years at the time of applying for the loan
  • Be a salaried individual, earning a gross regular monthly salary of Rs. 20,000/- or above
  • Be permanent in confirmed capacity  and having a minimum of one year of full time work experience in the current job
  • Be a Sri Lankan national

Features

  • Borrow upto 6-12 times your gross salary
  • Loans ranging from Rs. 75,000/- to Rs. 2,000,000/-
  • Simple application procedures
  • No guarantors required (for loans less than Rs. 1,000,000/-)
  • Competitive interest rate
  • Flexible repayment of up to 5 years
  • Enjoy loan protection cover for a nominal fee.
  • "Phone Banking" Facilities
  • The top-up option allows you to re-borrow what you have repaid-after servicing the loan for 6 months
  • The take-over option allows you to transfer any existing personal finance loans held with any other Bank, provided your repayments have been regular
  • Pay only 50% of your annual credit card fee for the 1st year

For more information on personal Loans, visit your nearest Standard Chartered Branch or call us on +94 11 2480 444 or email us.

Note : All Loans are granted at the sole discretion of the Standard Chartered Bank.

Loans

 
 


 
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