Important Notices

All our eligible Deposit Liabilities have been Insured with the Deposit Insurance Scheme implemented by the Monetary Board with effect from 1st October 2010 up to maximum of Rs.200,000/- per depositor

Standard Chartered Bank Sri Lanka introduces eTAC

Dear customer,

We at Standard Chartered Bank value the integrity of our applications. As such we are proud to announce the addition of a new security feature to your Internet Banking experience in the near future.

Going forward you will be requested to enter a code to verify certain requests, such as requests to add third party beneficiaries.

You will be prompted on the Internet Banking page to generate an Electronic Transaction Authorization Code (or eTAC).
Upon clicking this, an SMS will be forwarded to your registered mobile phone.
You then simply enter this code to verify the authenticity of the request.

To ensure delivery of the SMS it is important that your mobile number is updated in the following format:

<CountryCode><Mobile number excluding the initial zero digit>
Example: 94771234567

Please contact our Call Centre on 2480444 for advice on how to update your mobile number.

Important information:

The Bank will never send you requests to update your passwords via e-mail directing you to any website links.
We will never request for your password to access the system.
If you are unsure of any e-mails you receive from the Bank please do not hesitate to contact us on 2480444 for advice.
Always use the Standard Chartered websites to access Internet Banking. www.standardchartered.com or www.standardchartered.com/lk These sites contain links to the Internet Banking Sri Lanka home page.

If you have any queries please do not hesitate to contact our Call Center on 2480444 for further information.

We are pleased to inform you that as a directive from the Central Bank, all senior citizens of Sri Lanka will receive a 20% bonus interest on the interest earned on their rupee deposit and savings account with effect from 1st January 2010.

Introduction
This scheme is introduced by the Bank Supervision Department of the Central Bank of Sri Lanka (BSD/CBSL) in an effort to assist the senior citizens who are dependant on their interest income for their day to day living. Under this scheme, a further 20% Bonus Interest will be paid by the Central Bank of Sri Lanka, on the interest accrued on rupee savings and fixed deposits, of a resident Sri Lankan senior citizen, subject to the following conditions.

Eligibility

All Sri Lankan citizens who are resident in Sri Lanka including dual citizenship holders.
Hold Rupee Savings or Fixed Deposits in the bank
Are 60 years and above of age

Qualified Account Categories
The bonus interest will be paid on the interest accrued on the following categories of rupee savings and fixed deposit accounts of senior citizens.

Existing or new individual and joint deposit accounts of senior citizens
Existing or new joint deposit account/s of a senior citizen with the spouse
Joint deposit accounts of senior citizens with individual/s of below 60 years of age (other than spouse) that have been in operation before 01 January 2010.

Non Eligibility

Those accounts that belong to non-resident Sri Lankans
Rupee deposits in the form of Certificates of deposits and savings certificates will also not qualify for this purpose
Joint deposit accounts of senior citizens with individual/s of below 60 years of age other than spouse, which are opened after the 01 January 2010

Maximum Payment
Maximum bonus interest payment per senior citizen under this scheme is limited to Rs. 120,000 per annum.

The account holder is responsible to inform the bank if the per annum benefit exceeds the given amount;
Mis-users will be disqualified and removed from the scheme by the BSD/CBSL. Such customers are required to repay, such Bonus interest credited to the account, up to the date of disqualification.
The bank branch will need to obtain a declaration in the draft embedded hereto, from existing and new account holders of their understanding of the aforesaid conditions.

Declaration

All eligible senior citizens are required to sign the Declaration and hand over to any of our branches urgently. Click here for Declaration

The following tariffs will be revised with effect from 1^st March 2010. Please refer table below for details.

Type	Existing Tariffs		Revised Tariffs
	Tier	Charge	Tier	Charge
LKR Savings Accounts (Monthly charge)
Standard Savings	5k-10k	300/-	Less than 25k	500/-
Standard Savings	Less than 5k	400/-	Less than 25k	500/-
Wonder years	Less than 10k	350/-	Less than 25k	500/-
Diva	Less than 10k	350/-	Less than 25k	500/-
LKR Current Accounts (Monthly charge)
Standard Current Accounts	10k-25k	300/-	Less than 25k	500/-
Standard Current Accounts	Less than 10k	500/-	Less than 25k	500/-
Wonder years	Less than 15k	300/-	Less than 25k	500/-
Pay Plus	10k-15k	300/-	Less than 15k	500/-
Pay Plus	Less than 10k	500/-	Less than 15k	500/-
Debit Card Annual Fee	LKR 500/-		LKR 750/-
Remittances Inward- Payment by telegraphic transfer	<USD 100	USD 5	<USD 100	USD 30/-
	USD 100 - 250	USD 10	USD 100 - 250
	USD 250 - 500	USD 20	USD 250 - 500
	> USD 500	USD 30	> USD 500
Cashier�s Orders	< LKR 100k	LKR 350/-	< LKR 100k	LKR 600/-
Cashier�s Orders	< LKR 100k	LKR 500/-	< LKR 100k	LKR 600/-
Lockers	5" x 5"	3,500/- + VAT	5" x 5"	5,000/- + VAT
	10" x 5"	6,000/- + VAT	10" x 5"	7,500/- + VAT
	10" x 10"	7,500/- + VAT	10" x 10"	8,500/- + VAT

The Credit Card Tariff will be revised with effect from 1^st February 2010. Please refer table below for details.

Item	Classic	Gold	Platinum
Finance Charges	3.00% p.m.	2.90% p.m.	2.60 p.m.
Annual Fee (primary)	2000	3000	5000
Annual Fee (Supplementary)	1000	1500	3500
Annual Fee (FlySmiLes (Primary)	2500	4000	-
Annual Fee (FlySmiLes (Supplementary)	1500	2000	-
Other Services
Limit enhancement fee (Temporary)	500	500	Free of charge
Limit enhancement fee (Permanent)	500	500	Free of charge
Standing instruction change	250	250	250
Auto pay reversal (technical)	250	250	250
Annual Fee (Bonus Points)	500	500	500
Annual Fee for upgrades (Eg: Gold Card to Platinum) and Product Changes (Visa Gold to MasterCard Gold)	Pro-rated annual fee will be charged for the remaining period, for the new card.