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Credit Ease

What is Credit Ease?
Credit Ease is a revolutionary service offered to all Standard Chartered Bank Credit Cardholders. Credit Ease allows you to use the credit balance on your Standard Chartered Credit Card to settle your due payments of other credit cards at an incredible interest rate of just 2%.

How will I benefit?
Credit Ease lets you manage your finances better by allowing you to channel your payments through one institute. All you have to do is inform us of your requirement and we will make all your payments on your behalf.

How much interest will I pay?
The interest charge applicable to the transferred balance is just 2% per month which is lower than the prevailing credit card interest rates in the market.

How can I enjoy this service?
Simply fill in the consent form and call over at any of our branches or call 2480480 or fax 2449858

I accept the following Terms & Conditions:

1. The Credit Ease offer ends on 30th June 2009 and is made by Standard Chartered Bank (The Bank) to selected credit cardholders and can be withdrawn or amended at any time at the sole discretion of the Bank.
2. The Bank has the sole discretion to accept or reject any Credit Ease applications.
3. The Credit Ease transaction(s) will be debited to my Standard Chartered Credit Card and remitted to the nominated bank by way of a bank draft, subject to Central Bank provisions, by the Bank.
4. The balance transferred will be the outstanding indicated in the last credit card statement of the other bank, no further payments will be made. The Bank will take a maximum of 7 working days in order to settle the other banks outstanding from the day of approval.
5. Upon approval of the application, I understand that interest charges applicable to the transferred balance will be at 2.0% per month only on the transferred amount and the balance amount will be charged at the prevailing interest rate. Eg: Gold Card 3.5% per month and Classic Card 4.0% per month.
6. 2% would be charged only for a period of 6 months from the date of transaction, after which time the normal bank interest charges will apply.
7. The Bank will not be liable for payment of any overdue charges, late payment fees, finance charges, or any other charges/liabilities of other credit cards mentioned above, due to any payment delays.
8. In addition to these Terms & Conditions, the Bank’s credit cardholder Terms & Conditions and Agreement are binding on this product.
9. I understand the Bonus Points / FlySmiLes will not accrue on the amount of balance transferred from the nominated bank card to the Standard Chartered Credit Card.