Insurance Benefits
Safetynet
This scheme provides unique repayment protection insurance cover for your credit card outstanding balance at a very nominal monthly fee on 0.19% of the previous statement balance. In the event of permanent total disability or natural / accidental death, the outstanding balance on your credit card account will be covered up to LKR 2 MillionSmart Wallet
Rest your worries and enjoy protection with ‘Smart Wallet’ – a unique insurance plan to safeguard you against possible loss of your wallet resulting in fraudulent usage of your credit card and a host of other international benefits. Click here for more detailsTravel Insurance
Enjoy exclusive travel privileges with your Standard Chartered Gold Credit Card
Its comforting to know that Standard Chartered Gold Credit card is there for you in emergencies, even when your miles away from home. Our enhanced travel insurance package offered free to Gold Card holders lets you travel the world, at your leisure, with peace of mind.
Table of Benefits
|
Description of Benefit |
Amount (up to) |
Deductible |
Common Carrier Personal Accident- Death, Permanent Total Disablement as per the Continental Scale |
USD 100,000/-
|
Nil
|
Personal Accident, Permanent Disablement |
USD 50,000/- |
Nil |
Emergency Travel Medical Insurance including Repatriation |
USD 60,000/- |
|
Common Carrier Baggage Loss – Checked in Luggage only (50% per bag, maximum of USD 100/- per article) |
USD 2,000/- |
USD 50/- |
Baggage delay (over 6 hours) |
USD 300/- |
Nil |
Trip Cancellation (beyond 5 hours) |
USD 250/- |
USD 50/- |
Trip Delay (over 12 hours) |
USD 500/- |
NIl |
- Any individual no more than 70 years of age holding a valid Standard Chartered VISA or Master Gold Card and / or members of his /her immediate family (eg: Cardholder and spouse, unmarried children up to the age of 18 or dependent children up to the age of 23, if in full time education and dependant upon his / her parents for support)m travelling on a temporary journey from his / her normal country of employment with pre-assigned ticketing and who has paid for the return air tickets using his / her Standard Chartered Gold Credit card is entitled to this policy.
- Cover will be available throughout the year and maximum duration per trip is limited to 90 days commencing from date of departure.
- This is a global cover.
- You may call +91 114 1898852 for any claims, emergency medical, legal and referral services.
- The policy is subject to terms & conditions as defined by Allianz Insurance Lanka Limited.
- In order to ensure uninterrupted service, please keep our customer service center informed on 2480 380 prior to travelling overseas.