SmartCredit (Personal Instalment Loan)
At Standard Chartered we are in the business of helping you improve the quality of your life . That’s why we offer you Smart Credit – a personal, unsecured loan to help you fulfil those dreams and live life to the full.
Whether to buy a car, pay school fees for a post-graduate degree or for home improvement needs, Smart Credit offers you a quick, convenient solution.
Minimum qualifying criteria
- Minimum net monthly in come of N50,000 *
- Letter of Confirmation from Employer
- Valid Identification Document
Features/Benefits
- Non-SCB account Holders can apply
- You can get a loan up to N10 million
- Convenient monthly repayment (12 months – 60 months)
- Credit life insurance in case of death your relatives have no obligation to the bank
- Quick processing – we have a 24hr Guaranteed Response Assurance Scheme or we pay you NGN1,000 per day!! **