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Home > Personal Banking > Loans > Home Loan


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Home loan

Our expert guidance
your secure future

The best deal

  • Construction- Finance from Rs. 5 lakhs to 1 crore and upto 80% of total construction cost
  • House Purchase - Finance from Rs. 5 lakhs to 1 crore and upto 80% of the value of the building
  • Plot Purchase- Finance from Rs. 5 lakhs to Rs. 75 Lakhs and upto 70% of plot value
  • Refinance- Refinance your high interest mortgages with other institutions and save substantially, Finance upto 100% of the outstanding principal balance
  • Renovation & Extension of building- Finance from Rs. 3 lakhs to Rs. 30 lakhs and upto 75% of the cost of renovation/extension
  • Competitive interest rate as low as 8%
  • Maximum repayment tenure of 18 years
  • Processing fee of 1% on the financed amount
  • Repayment in Equal Monthly Installments (EMIs)
  • Quick turnaround time

Eligibility

  • Professionals
  • Salaried individuals of established organizations
  • Self-employed individuals (with at least 3 years of experience)
  • Individuals having other regular and stable income source

Documentation

  • Salaried individuals
  • Verification of salary certificate

Self-employed or a professional

  • Certified computation of income

Firm or Company

  • Audited Balance Sheet and P/L statement of the last three fiscal years
  • Letter of Authority of Partners/Board Resolution
  • Partnership Deed/Memorandum and Articles of Association
  • Company registration certificate
  • Tax registration certificate
 
Home Loan - Your benefits our offer
 
For further information
please Contact Us or
Home loan Division,
GPO Box 3990,
Naya Baneshwor,
Kathmandu
Tel #: 977-1-4781002,
4782333,
Ext- 409,216
Fax: 977-1-4780762
 
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