You, your credit card and us together
we'll give someone power of sight
Benefits
- No need to have an Account at Standard Chartered Bank Nepal Ltd
- Flexible payment option between 5% to 100%
- 100% Cash Advance Facility both in Nepal & India
- Easy to Apply
- Additional Cards for Spouse, Children and Parents with a spending limit per month
- Wide acceptance in India and Nepal
- Special offers and discounts on usage at various shopping outlets, hotels, restaurants etc.
- Discount of 1% on purchase of fuel worth NPR 500/- & above from select Merchant outlets.
- Reward points on retail purchases (except quasi cash transaction)
- e-Statement service
- I-Banking service
- 24 hour support service
- Obtaining Standard Chartered Bank Nepal Visa Classic and MasterCard Gold CREDIT CARD is so simple!
Eligibility
- Minimum age requirement : 18 years
- Nepalese Nationals
- Monthly income of :
orVisa Classic Credit Card Salaried NPR 8,000/-
(Nepalese rupees eight thousand only)Visa Classic Credit Card Self Employed NPR 10,000/-
(Nepalese rupees ten thousand only)MasterCard Gold Credit Card Salaried/Self Employed NPR 35,000/-
(Nepalese rupees thirty five thousand only) - Owner of a private car (registered in applicants name) or
- Against land ownership certificate with building on it (financed property will not qualify) or
- Account holder of Standard Chartered Bank Nepal Limited
Criteria & documentation
Professionals & salaried individuals
- Annual Salary Certificate from the Employer (At Least 2 Years of Service)
- Copy Of Citizenship & Latest Photograph
Partnership/Proprietorship/Self-employed
- Business in operation for 3 Years
- Company Registration document/s
- Latest Income Tax Return and management prepared and/or audited accounts
- Copy Of Citizenship & Latest Photograph
Not employed but has other source of Income eg. : Rental Income
- Lease Agreement - valid for additional one year
- Copy of Citizenship & Latest Photograph
No income documents required for those who would like to take a credit card against:
- Lien on Fixed Deposit / Current or Savings Account With SCBNL
- Maintenance of an average balance of NPR 100,000.00 in SCBNL bank account for a period of 6 months
- If the applicant owns a Car registered in his/her own name (copy of the blue book to be submitted)
- If the applicant possesses land & building registered in his/her own name (copy of land ownership certificate)
Charges
| Visa Classic Credit Card | MasterCard Gold Credit Card | |
| Membership Fee | NPR 1,500 one time fee | NPR 2,000 one time fee |
| Annual Fee | NPR 750 | NPR 1,000 |
| Additional Card Fee | NPR 750 per card | NPR 1,000 per card |
Please note that with every purchase you make through your domestic Credit Card (MasterCard & Visa-Valid in Nepal & India) the Bank will contribute a certain amount to its `Seeing is Believing’ initiative for eyesight restoration targeted at the poor and underprivileged people in Nepal. Till date, the Bank and its staff have been instrumental in restoration of sight to more than 3,000 people in the country by sponsoring their cataract surgeries.