Standard Chartered Bank offers you the rare opportunity to own a Standard Chartered Bank Gold Credit Card with a perpetual waiver on annual fees. Now, there’s no need to be bothered by annual fees each year, so you get to enjoy the finer things in life with no hassles! You can qualify for this great deal for a minimum annual expenditure on your primary and supplementary cards.

Upgrade to the Standard Chartered
Gold Card Life

Free Gold for Life Promo

• This offer is open only to all new Standard Chartered Bank credit card customers who complete and submit a Gold card application to Standard Chartered Bank within the promo period and are subsequently approved.
• Interested applicants may apply by calling 914-4653 or through the different SCB Sales channels (SCB branches, SCB sales agents)
• Applicants must be an existing active credit cardholder of another local credit card issuer with a credit limit of at least P60,000 to qualify.
• The annual fee of the principal cardholder will be waived provided they have an accumulated card spend of P90,000 before their next anniversary period.
• The annual fee of each supplementary cardholder will be waived provided they have an accumulated card spend of P20,000 each, before their next anniversary period.
• Anniversary period is defined as the month the card was originally approved.
• A one time enrollment fee of P600 will be charged to the principal cardholder account for the first three (3) supplementary cards. Succeeding supplementary cards will be charged an annual fee of P1,250 each.
• Spends that are qualified in this promo are retail charges, cash advance, EZBills monthly charges, and billed installment...
  amortizations – including EZPay Installment, EZPay Anything, and Balance Transfer which are reflected on the Statement of Account on or before the next anniversary period.
• If the client is approved for this promo, a cancellation fee of P1,275 will be charged if the SCB Gold card is cancelled within 12 months from the approval date.
• Penalty fees, interest charges, and transactions under dispute/investigation are not included in the accumulated spends amount.
• Any amount that is over the accumulated spend requirement cannot be carried over to the following year.
• Accumulated spends will be computed on a per card basis. The cardholder is not allowed to combine spends from their other card in case they have more than one SCB Gold card.
• If the cardholder does not meet the accumulated spend requirement within the required period, the principal account and supplementary account (if any) will be billed an annual fee.
• The cardholder cannot avail of the waived annual fee offer in case their account is 30 days past due, or more, at time of the account's anniversary period.
• Standard Chartered Bank co brand cards namely, Sun Life Financial Visa and MasterCard, Rotary International MasterCard and other co brand cards are not eligible in this offer.
• Cancellation of the Primary SCB Gold card for any reason will mean forfeiture of the free annual fee offer for the primary card and all its supplementary cards. Should the client choose to re-apply for an SCB Gold card, he/she will be subject to standard annual fee rates. However, if at the time of cancellation, the customer maintains other active primary card/s which were approved for this promo, the free annual fee offer will still be available to these active accounts.
• Card replacements due to damage, loss, or expired card will not be considered as a card cancellation. SCB Gold cardholders who replace their cards for these reasons will still be eligible for the free annual fee offer.
• SCB Gold card approvals are subject to credit evaluation by SCB.

Per DTI-NCR Permit No. 2553, Series of 2006.
Promo is valid until August 31, 2006