Now, you can use the rewards points and cash rebates you have earned with your Standard Chartered credit card when shopping at any SM Department Store. Just follow the steps below and you’re on your way to getting any item you want from SM. It’s easier, it’s quicker. It’s on-the-spot redemption!

The total earned bonus points or Cash Rebates you can redeem is reflected in your last statement of account. You can redeem at any SM Department Store nationwide Item/s for redemtion must be worth at least P500 The minimum required points per redemtion is 10,000 bonus points or 500 cash rebates You can redeem using Bonus Points or Cash Rebates or using Bonus Points or Cash Rebates + Charge Scheme The minimum amount you can charge for 0% interest on installment is P3,000 (0% interest on installment is not available at SM Naga and SM Rosales)

* See promo mechanics for eligibility and other details.