FEATURES
Get TWO for ONE. The Credit Extra Personal Loan comes with a complimentary credit card, with the annual fee waived for the life of the loan. That´s up to P7,500 savings on annual fees.
LOW INTEREST RATES! At interest rates as low as 1.28% per month, pay back P33.63 for every P1,000.00 that you loan.**
NO COLLATERAL, NO DEPOSIT REQUIREMENTS. Only readily available cash to be used any way one chooses. Personal Loans range from P30,000 up to a maximum of PHP 2 Million - designed to suit every need.
HASSLE-FREE PROCESSING - via our exclusive door to door document pick-up service- you can apply within the convenience of your office/home. PLUS Personal Loan proceeds can be directly deposited to a designated personal bank account.
EASY REPAYMENT TERMS! One of the longest loan tenors of up to 48 months.
LATEST PAYMENT DUE DATE.Provides better management of finances with our Payment Holiday Feature – installment payments begin after 30 days***.
BE REWARDED. Earn bonus points when you use your Credit Extra Credit Card which you can convert to gift certificates or Airline miles.
REQUIREMENTS
- Filipino citizen, at least 21 years old but no more than 65 years old upon Personal Loan maturity
- With home or business address in the Bank's service regions
- Minimum gross annual income of P290,000
- Office landline telephone and either a home landline phone or cellphone
- Not a Standard Chartered Bank Credit Card holder but holds a credit card issued by another financial institution
Should you have any concerns, you may call our Contact Center at: 830-1111 (Metro Manila); 1-800-1-888-1188 (toll-free, for non-Metro Manila areas); or send us an SMS using your Globe mobile phone by texting EZLOAN<space>NAME/LANDLINE to 2327. Once you have been validly registered, you will receive an SMS confirmation and an accredited agent will call you regarding your application.
Note: Credit Extra applications of Standard Chartered Bank cardholders will be processed as an application for a Standard Chartered Bank EZ Loan.
Please beware of SMS informing that you need to deposit money to a certain account as processing fee for the release of your SCB loan proceeds.
For approved loans, processing fees are automatically deducted from the loan proceeds and any payments required should only be made directly to the Bank and any of its accredited payment centers. For other concerns, please call Contact Center at 830-1111.
**For a loan amount of P500,000 at 48 months tenor, with a monthly add-on rate of 1.28% computed using the effective yield method. A handling fee of 4% of the loan amount will be deducted from the loan proceeds. Subject to Bank approval.
***Applicable for 24 months tenor and above. Billing statement will be sent one month after booking and payment will be due 3 weeks after billing date.
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