FEATURES
Get TWO for ONE. The Credit Extra Personal Loan comes with a complimentary credit card, with the annual fee waived for the life of the loan. That´s up to P7,500 savings on annual fees.
LOW INTEREST RATES! At interest rates as low as 1.38% per month, pay back P34.63 for every P1,000.00 that you loan.**
NO COLLATERAL, NO DEPOSIT REQUIREMENTS. Only readily available cash to be used any way one chooses. Personal Loans range from P30,000 up to a maximum of PHP 2 Million - designed to suit every need.
HASSLE-FREE PROCESSING - apply within the convenience of the office/home... PLUS Personal Loan proceeds can be directly deposited to a designated personal bank account.
EASY REPAYMENT TERMS! One of the longest loan tenors of up to 48 months.
LATEST PAYMENT DUE DATE. Provides better management of finances with our Payment Holiday Feature*** that allows Personal Loan payment periods of up to 60 days from loan approval date.
BE REWARDED. Earn bonus points when you use your Credit Extra Credit Card which you can convert to gift certificates or Airline miles.
REQUIREMENTS
- Filipino citizen, at least 21 years old but no more than 65 years old upon Personal Loan maturity
- With home or business address in the Bank's service regions
- Minimum gross annual income of P180,000
- Office landline telephone and either a home landline phone or cellphone
- Not a Standard Chartered Bank Credit Card holder but holds a credit card issued by another financial institution
Should you have any concerns, you may call our Contact Center at: 830-1111 (Metro Manila); 1-800-1-888-1188 (toll-free, for non-Metro Manila areas); or send us an SMS using your Globe mobile phone by texting EZLOAN<space>NAME/LANDLINE to 2327. Once you have been validly registered, you will receive an SMS confirmation and an accredited agent will call you regarding your application.
Note: Credit Extra applications of Standard Chartered Bank cardholders will be processed as an application for a Standard Chartered Bank EZ Loan.
*Terms and Conditions apply.
**For a loan amount of P100,000 at 48 months tenor with a monthly add-on interest rate of 1.38% computed using the effective yield method. Subject to Bank approval.
***For 24 months tenor and above.
Note: Credit Extra applications of Standard Chartered Bank cardholders will be processed as an application for a Standard Chartered Bank EZ Loan.
*Terms and Conditions apply.
**For a loan amount of P100,000 at 48 months tenor with a monthly add-on interest rate of 1.38% computed using the effective yield method. Subject to Bank approval.
***For 24 months tenor and above.