We provide you with immediate access to your
Bank, 24 hours a day, 7 days a week.
You now have your family, friends and your Bank at your
fingertips.
After registering for this service, you can get
up-to-minute bank account / credit card information through an SMS - anytime,
anywhere**. This service is FREE* of charge.
Once you receive the Welcome Message on your mobile phone, you need to activate your SMS Banking PIN in order to start using the servivce.

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To use any of our SMS Banking services just type the required Service Code then give a space and type your 4 digit SMS Banking PIN and send to 722.
For example:
AB 1234 |
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For multiple Bank Accounts/Credit Cards:
If you have more than one bank account or credit card registered with your mobile number on SMS Banking then the system assigns an alphabetical tag to each of them. For example: ‘a’, ‘b’, ‘c’, etc.
In such a case, to access a particular account/credit card information, after type the service code and your PIN then give a space and type:
‘A’ for first account/credit card,
‘B’ for second account/credit card or
‘C’ for third account/credit card, and so on.
For example:
MS 4534 B |
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| Service Codes |
| Credit Card Services |
| View last credit card bill |
BILL(space)<PIN> |
| Check available credit limit |
LIMIT(space)<PIN> |
| View current outstanding balance |
OB(space)<PIN> |
| Check minimum payment amount due |
MP(space)<PIN> |
| View last five transactions |
FT(space)<PIN> |
| View Treasure Points available |
TP(space)<PIN> |
| Bank Account Services |
| Check current account balance |
BALANCE (space)<PIN> |
| Mini Statement (last 5 transactions) |
MS (space)<PIN> |
| Other Services |
| To view all commands |
HELP |
| Activate Service |
RG (space)<4 digit PIN> |
| Change SMS Banking PIN |
PC (space)<Old PIN>
(space)<New PIN> |
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For more information on SMS Banking visit your
nearest Standard
Chartered branch OR call 111-002-002
* only SMS charges apply
** Works in Mobile Service Provider's coverage area
within Pakistan
Terms and Conditions apply
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