- Riba-free pricing
- Financing of up to 75 % of property value
- You can now avail this facility for the following purposes:
- Home Purchase – Purchasing a new house
- Home Credit – Home Improvement / Home Renovation
- Balance Transfer facility
- Maximum financing amount up to PKR 30 million.
- Maximum financing tenor up to 20 years.
- Pricing options to make your monthly installments affordable and convenient:
- Floating Rate: 1 Year KIBOR with a margin of up to 4.5%
- Fixed Rate: Based on PIB's, up to 20%
- Facility of Life and Property Insurance part of total monthly payment
- Balance Transfer Facility: Transfer your existing Home Finance Facility from another bank to Standard Chartered Bank (Pakistan) Ltd.
- Minimal processing charges with quick turnaround time
Online Services
- Islamic Banking
- Saadiq Home Financing
Saadiq Home Financing
Saadiq Home Finance facility operates on the ‘Diminishing Musharakah’ concept which is based on a rental & principal component structure. Saadiq Home Finance is a fully Shariah compliant financing facility, offered by Standard Chartered Bank. Saadiq Home Finance has been carefully developed by an international team of professionals with Islamic financial expertise, who ensure that our products are within the guidelines of Islamic finance.
At Standard Chartered, we recognize that owning a home is a family's most cherished dream. We also understand that our customers have varied needs and preferences and are dedicated to providing you with the right solutions to meet your and your loved one's housing needs.
