We remain committed to providing a host of Islamic Banking solutions to our customers. At present, our product suite consists of:

• Saadiq Home Finance - Purchase
• Saadiq Home Finance - Balance transfer facility
• Saadiq Home Finance - Renovation
• Saadiq Home Finance - Enhancements

• Under the concept of Diminishing Musharaka mode of financing you and Standard Chartered enter into participation.
• Standard Chartered may provide the larger share of the purchase price of the property.
• As part of the agreement, Standard Chartered will allow usage of the property to you over a period ranging from 1 to 20 years and you agree to make monthly payments.
• You also make regular scheduled investments in the participation to increase your share in the property. Thus, with each payment, your ownership in the property grows, thereby increasing your share in the property.
• Once you have purchased the complete share, you become the free and clear title owner of the property.