Suitable features of Rupee Term Deposits:

• Attractive returns
• Flexible deposit periods
• Choice of monthly, quarterly, semi-annual or annual profit payments
• Automatic renewal of deposit
• Free 24-hour Phone Banking
• Overdraft facility
• Minimum requirement for placement of Term Deposits is PKR 50,000
• 9AM - 5PM* Non stop Banking

* Garden Branch Karachi evening banking until 8PM

All rates are quoted on an Annual Percentage Rate Basis

In case of premature encashment, the principal amount will be subject to profit adjustment. The adjustment will be 2% flat, applied to principal for the number of days the deposit is held with the bank. Further, SCBPL reserves the right to recover charges incurred due to premature termination of the deposit for the remaining period. These charges shall be:

0% or (PKRV* of remaining tenor on the early settlement date – PKRV of original tenor on the booking date); whichever is higher; charged on principal amount for the remaining days.

* PKRV page of Reuters