Frequently Asked Questions
Q. What is Visa Shopping Card?
Visa Shopping Card is an internationally accepted Visa ATM/Debit Card that is linked to your Standard Chartered Bank account, allowing spending on shopping outlets and cash withdrawals at ATMs.
Q. What is the difference between a Visa Debit and a Credit card?
A Visa Debit Card allows you to pay for your purchases using your own money through the Visa network, while a credit card provides you with the ability to access credit, which you then repay at a later date.
This means with Visa Shopping Card you can access the Visa network using your own money without worrying about receiving a credit card bill at the end of each month.
Q. How do I make a purchase using my Visa Shopping Card?
- On your purchase the cashier will ‘swipe’ the Card and give you a charge slip
- Check the transaction amount and sign the slip
- Once the transaction is complete, the amount will be deducted from your Standard Chartered Bank Account
Q. How long is my Card valid for?
The validity period of the card is 5 years from the date of issue.
Q. What is the maximum amount that I can withdraw using Visa Shopping Card?
Classic cardholders:
ATM withdrawal of up to Rs.30,000
POS spending of up to Rs. 100,000 or equivalent to any other currency
Platinum cardholders:
ATM withdrawal through ATM up to Rs.50, 000
POS spending up to Rs. 200,000 or equivalent to any other currency